495 Wesley Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 495 Wesley Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 1973
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2019)
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-42-22A-019`

Property Details

APN / Parcel Number

Primary APN	`41-42-22A-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	495 WESLEY DR
City	CINCINNATI
State	OH
Zip	45244-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEECHWOOD ACRES 2; LOT 19
Legal Subdivision	BEECHWOOD ACRES 2
Legal Lot Number	19
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2011
Census Tract	41406

Owner

495 Wesley Dr is owned and occupied by an individual who bought it in December 2019.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	495 WESLEY DR, CINCINNATI, OH 45244-1228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Apr 17, 1992 · Amount on File
Deed Document Number	201928509
Deed Book / Page	2825 / 4758
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 13, 2019
Property Address	495 WESLEY DR, CINCINNATI, OH 45244-1228
Document Number	0000028509
Book / Page	2825 / 4758
Map Reference	MB O PG 17
Instrument Date	Dec 5, 2019
Instrument	201900028509
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	REDHAWK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000028510
Date	Dec 13, 2019
Instrument	201900028510

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 495 Wesley Dr was $3,702 with a homeowner's exemption, down 0.2% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,702.00 (-0.22%)	$73,570 (-) Land $14,980 Building $58,590
2024	$3,710.00 (-49.3%) Homeowner's exemption	$73,570 (-) Land $14,980 Building $58,590	$210,200 (-) Land $42,800 Building $167,400
2023	$7,317.00 (+128.37%) Homeowner's exemption	$73,570 (+33.79%) Land $14,980 Building $58,590	$210,200 Land $42,800 Building $167,400
2022	$3,204.00 Homeowner's exemption	$54,990 Land $11,200 Building $43,790
2020			$157,100 Land $32,000 Building $125,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Wesley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Wesley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20