495 Wagon Rd, Chester, CA 96020 Property Records

Plumas County property record for 495 Wagon Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1993
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Apr 2021)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`100-440-016-000`

Property Details

APN / Parcel Number

Primary APN	`100-440-016-000`
Alternative APN	`100-440-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	45,302 sqft
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	100-440-016
Street Address	495 WAGON RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2R
Legal Subdivision	MARTIN RANCH 02
Legal Lot Number	12
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1067
Census Tract	501

Owner

Source: Plumas County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 WAGON RD, CHESTER, CA 96020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Apr 6, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 19, 2018	Quit Claim Deed CAL-SIERRA TITLE COMPANY, CAL-SIERRA TITLE CO.
Jul 20, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	20212342
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	0000006187
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	495 WAGON RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2262 ISABELLA CT, SPARKS, NV 89434-2302

Mortgage

Document Number	0000001923
Date	Mar 18, 2021
Instrument	2021-0001923

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Apr 6, 2021
Property Address	495 WAGON RD, CHESTER, CA 96020
Document Number	0000002342
Map Reference	MB 6 PG 104
Instrument Date	Apr 1, 2021
Instrument	2021-0002342
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CAL SIERRA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1135 LAKE RIDGE RD, LAKE ALMANOR, CA 96137-9533

Mortgage

Document Number	0000002343
Date	Apr 6, 2021
Instrument	2021-0002343

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	495 WAGON RD, CHESTER, CA 96020
Document Number	0000003415
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 S CALIFORNIA ST YERINGTON NV 894472615, YERINGTON, NV 89447-2615

Mortgage

Document Number	0000003415
Date	Jul 25, 2019
Instrument	3415

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

November 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	PLUMAS CA
Recording Date	Nov 19, 2018
Property Address	495 WAGON RD, CHESTER, CA 96020
Document Number	0000006187
Instrument Date	Oct 10, 2018
Instrument	6187
Record Updated	Dec 7, 2018
Title Company	CAL-SIERRA TITLE COMPANY, CAL-SIERRA TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 1822 CHESTER CA 960201822, CHESTER, CA 96020-1822

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLUMAS CA
Recording Date	Jul 20, 2018
Property Address	495 WAGON RD, CHESTER, CA 96020
Document Number	0000003645
Instrument Date	May 18, 2018
Instrument	3645
Transaction Type	Transfer
Record Updated	Jul 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9209 MERIWCTHER AVE NE ALBUQUERQUE NM 87109, ALBUQUERQUE, NM 87109

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Jul 20, 2018
Property Address	495 WAGON RD, CHESTER, CA 96020
Document Number	0000003646
Instrument Date	May 18, 2018
Instrument	3646
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	CAL-SIERRA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	495 WAGON RD CHESTER CA 96020, CHESTER, CA 96020

Mortgage

Document Number	3647
Date	Jul 20, 2018
Instrument	3647

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$357,588 (+2%) Land $88,324 Building $269,264
2025	$3,953.00 (+8.93%) Homeowner's exemption	$350,578 (+4.04%) Land $86,593 Building $263,985
2023	$3,629.00 (-1.36%)	$336,967 Land $83,232 Building $253,735
2022	$3,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	75 / 10
Frontier DSL · Fiber in parts of the area	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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