Franklin County property record for 495 W Gravois Rd, Saint Clair, MO 63077
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,000 sqft · built 2002 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,896 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-35.0-3-099-004.000 |
| Primary APN | 22-7-35.0-3-099-004.000 |
|---|---|
| Alternative APN |
|
| Building Area | 5,000 sqft |
|---|
| Year Built | Built 2002 |
|---|---|
| Lot Area | 65,340 sqft (1.5 acres) |
| Fence | Fence |
| Old Parcel Number | 2273503000004000 |
|---|---|
| Street Address | 495 W GRAVOIS RD |
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1356 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CA |
| Legal Description | HENDERSON'S ANTIQUESPT SE NW&PT NE SW,S OF I-44 & N OLD 66 |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 35 |
| Legal Quarter | SW |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 800903 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6282 E ROCK SPRINGS RD, TROY, MO 63379-3536 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK |
| Feb 2, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 2, 2024 |
| Transfer Doc | 0002401298 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 495 W GRAVOIS RD, SAINT CLAIR, MO 63077-1356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002401300 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 2401300 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 2, 2024 |
| Property Address | 495 W GRAVOIS RD, SAINT CLAIR, MO 63077-1356 |
| Document Number | 0002401298 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2401298 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2222 BUTH LN, BEAUFORT, MO 63013-1612 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2222 BUTH LN, BEAUFORT, MO 63013-1612 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,896.00 (+1.12%) | $53,997 (-5.97%) | $168,740 (-5.97%) Land $19,500 Building $149,240 |
| 2023 | $3,853.00 (+12.37%) | $57,424 | $179,450 Land $19,500 Building $159,950 |
| 2022 | $3,429.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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