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495 W Central Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 495 W Central Ave, Tracy, CA 95376 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1984
Square Footage1,306 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2026)
Tax Bill$3,883.00 (2025)

Property Details

APN / Parcel Number

Primary APN246-090-080-000
Alternative APN
  • 246-090-08

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,306 sqft Living Area
1st Floor1,306 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood Construction
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number246-090-08
Street Address495 W CENTRAL AVE
CityTRACY
StateCA
Zip95376-9001
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREDRAW 881102 FR ORIG APN 237650080
Legal SubdivisionSYCAMORE VILLAGE
Legal Block1
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup1
Census Block1004
Census Tract5208

Owner

Source: San Joaquin County records · APN 246-090-080-000

Assessment roll updated September 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address495 W CENTRAL AVE, TRACY, CA 95376-9001
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 10, 2026Grant Deed, Transfer · Conventional Mortgage
BMO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2026 · Amount on Record
Deed SaleMar 10, 2026 · Amount on Record
Prior SaleSep 11, 2013 · Amount on Record
Deed Doc Number202621746
Prior Transfer DateSep 06, 2013
Prior Transfer Doc0000020076
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address495 W CENTRAL AVE, TRACY, CA 95376-9001
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 W CENTRAL AVE, TRACY, CA 95376-9001

Mortgage

Document Number0000040036
DateMar 04, 2021
Instrument2021-040036
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 10, 2026
Property Address495 W CENTRAL AVE, TRACY, CA 95376-9001
Document Number0000021746
Map ReferenceVOL 26 PG 80
Instrument DateMar 02, 2026
Instrument2026-021746
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address495 W CENTRAL AVE, TRACY, CA 95376-9001

Mortgage

Document Number0000021747
DateMar 10, 2026
Instrument2026-021747
Lender
NameBMO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

Mortgage

Document Number0000021748
DateMar 10, 2026
Instrument2026-021748
Lender
NameBMO BANK NA
TypeBank
AddressNAPERVILLE, IL 60563
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueMay 08, 2056

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,883.00 (+10.25%) Homeowner's exemption$337,101 (+4.04%) Land $67,417 Building $269,684
2023$3,522.00 (+2.15%) Homeowner's exemption$324,013 Land $64,800 Building $259,213$494,910
2022$3,448.00

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