Dubuque County property record for 495 W 7th St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 7.5 ba · 5,523 sqft · built 1904 |
| Lot Size | 0.68 acres (29,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $162,000 (Dec 2020) |
| Tax Bill | $14,364 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2023 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-207-007 |
| Primary APN | 10-25-207-007 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 7 Half Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 5,523 sqft Living Area |
| 1st Floor Area | 1,387 sqft |
| Upper Floors Area | 1,776 sqft |
| Attic | Attic |
| Attic Area | 763 sqft |
| Basement Area | 2,518 sqft |
| Finished Basement | 2,518 sqft |
| Game Room | Game Room |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 29,600 sqft (0.68 acres) |
| Lot Dimensions | 185 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 1,351 sqft |
| Deck Area | 269 sqft |
| Patio Area | 573 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 495 W 7TH ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-6616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOTS 39, 40, 40A, 41, 1-32A. 1-44, N 40'-W 150'-38 IN CORIELL'S DUBUQUE |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | LINCOLN |
| Legal Lot Number | 39,40 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 702 |
Source: Dubuque County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Jun 19, 2023 | Intrafamily Transfer, Transfer |
| Nov 4, 2019 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Dec 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TR & SVGS BK |
| Dec 19, 2018 | Warranty Deed, Transfer · ARM AMERICAN TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on Record |
| Deed Sale | Dec 1, 2020 · Amount on Record |
| Prior Sale | Dec 19, 2018 · Amount on Record |
| Deed Document Number | 202018972 |
| Prior Transfer Date | Nov 5, 2020 |
| Prior Transfer Doc | 0000018972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000016063 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-00016063 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jun 19, 2023 |
| Property Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Document Number | 0000005686 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 2023-00005686 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013529 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019-00013529 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004758 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2019-00004758 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013358 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019-00013358 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006235 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020-00006235 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | 55062 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Document Number | 0000014923 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1072 W 3RD ST DUBUQUE IA 520016524, DUBUQUE, IA 52001-6524 |
| Document Number | 0000014923 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 14923 |
| Name | AMERICAN TR & SVGS BK |
|---|---|
| Type | Mortgage Company |
| Address | DUBUQUE, IA 52001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Dec 19, 2018 |
| Property Address | 495 W 7TH ST, DUBUQUE, IA 52001-6616 |
| Document Number | 0000014921 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 2018-00014921 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,519.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 49 W 7TH ST, DUBUQUE, IA 52001-4834 |
| Document Number | 0000014923 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 2018-00014923 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jan 1, 2028 |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.75% |
| Index | 10-Year TN |
| Max Rate | 9.75% |
| Document Number | 0000014922 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 2018-00014922 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,364.00 Homeowner's exemption | $1,028,900 (+1.96%) Land $161,500 Building $867,400 | $1,028,900 (+1.96%) Land $161,500 Building $867,400 |
| 2024 | $14,364.00 (-5.81%) | ||
| 2023 | $1,009,100 (+14.1%) Land $154,400 Building $854,700 | $1,009,100 (+14.1%) Land $154,400 Building $854,700 | |
| 2022 | $15,250.00 | $884,420 Land $133,380 Building $751,040 | |
| 2021 | $884,420 Land $133,380 Building $751,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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