495 Via Malaga, Encinitas, CA 92024 Property Records

San Diego County property record for 495 Via Malaga, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,336 sqft · built 1986
Lot Size	0.269 acres (11,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jul 1988)
Tax Bill	$5,573 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-371-08-00`

Property Details

APN / Parcel Number

Primary APN	`257-371-08-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Roof Material	Tile
Lot Area	11,708 sqft (0.269 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	495 VIA MALAGA
City	ENCINITAS
State	CA
Zip	92024-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 121 TR 009780
Legal Subdivision	3474-2 COUNTY/SAN DIEGO
Legal Tract	009780
Legal Block	1
Legal Lot Number	121
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17606

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 VIA MALAGA, ENCINITAS, CA 92024-5350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEIDI E POPPLETON
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENOVATION REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 1988 · Amount on Record
Deed Sale	Jul 22, 1988 · Amount on Record
Prior Sale	Mar 21, 1986 · Amount on Record
Deed Document Number	1988356756
Last Transfer Date	May 6, 2003
Transfer Doc	0000925339
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	495 VIA MALAGA, ENCINITAS, CA 92024-5350
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 VIA MALAGA, ENCINITAS, CA 92024-5350

Mortgage

Document Number	0000723286
Date	Oct 18, 2021
Instrument	2021-0723286

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	495 VIA MALAGA, ENCINITAS, CA 92024-5350
Document Number	0000209858
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 VIA MALAGA ENCINITAS CA 920245350, ENCINITAS, CA 92024-5350

Mortgage

Document Number	0000209858
Date	May 31, 2019
Instrument	209858

Lender

Name	HEIDI E POPPLETON
Address	3102 SERRANO DR, CARLSBAD, CA 92009-8364

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	495 VIA MALAGA, ENCINITAS, CA 92024-5350
Document Number	0000241134
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 VIA MALAGA ENCINITAS CA 920245350, ENCINITAS, CA 92024-5350

Mortgage

Document Number	0000241134
Date	Jun 14, 2018
Instrument	241134

Lender

Name	RENOVATION REALTY INC
Address	4830 VIEWRIDGE AVE # D, SAN DIEGO, CA 92123-1694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,928 (+2%) Land $127,622 Building $341,306
2025	$5,573.00 (+7.94%) Homeowner's exemption	$459,734 (+4.04%) Land $125,120 Building $334,614
2023	$5,163.00 (+2.71%) Homeowner's exemption	$441,883 Land $120,262 Building $321,621
2022	$5,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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