495 Union Ave, #2, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 495 Union Ave, #2, Middlesex, NJ 08846

Property Summary

Property Type	Commercial Office
Details	built 1989
Lot Size	0.011 acres (491 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Jan 2022)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00086-0000-00006-01-C0002`

Property Details

APN / Parcel Number

Primary APN	`10-00086-0000-00006-01-C0002`
Alternative APN	`100008600000000601C002A`

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Lot Area	491 sqft (0.011 acres)

Location & Zoning

Old Parcel Number	100008600000000601C002A
Street Address	495 UNION AVE, 2
City	MIDDLESEX
State	NJ
Zip	08846-1962
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	RT
Legal Subdivision	ATRIUM AT MIDDLESEX
Legal Block	86
Legal Lot Number	6.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2024
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	97 WILLOCKS CIR, SOMERSET, NJ 08873-7462
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	20227658
Deed Book / Page	18793 / 126
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 18, 2022
Property Address	495 UNION AVE STE 2, 2, MIDDLESEX, NJ 08846-1962
Document Number	0000007658
Book / Page	18793 / 126
Instrument Date	Oct 22, 2021
Instrument	2022007658
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGENCY NOS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17510 HICKOK BELT LOOP, 17510, LAKEWOOD RANCH, FL 34211-2552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WILLOCKS CIR, SOMERSET, NJ 08873-7462

Mortgage

Document Number	0000007659
Date	Jan 18, 2022
Instrument	2022007659

Lender

Name	MMI REALTY LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,900 (+9.99%) Land $40,000 Building $121,900	$161,900 (+9.99%) Land $40,000 Building $121,900
2025	$3,121.00 (+2.19%)	$147,200 (+11.52%) Land $40,000 Building $107,200	$147,200 (+11.52%) Land $40,000 Building $107,200
2024	$3,054.00 (-48.19%)
2023		$132,000 Land $40,000 Building $92,000	$132,000 Land $40,000 Building $92,000
2022	$5,895.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20