Tipton County property record for 495 Tabernacle Rd, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,040 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Owner Name on File |
| Last Sale | $24,000 (May 1999) |
| Tax Bill | $687 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084070 01702 |
| Primary APN | 084070 01702 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 355 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 495 TABERNACLE RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 13, COUNTY AREA: A63 |
| Legal Subdivision | B FRANK GRAY 03 PROP |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40900 |
The current owner of 495 Tabernacle Rd bought it in May 1999.
Source: Tipton County records, as of January 19, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 495 TABERNACLE RD, COVINGTON, TN 38019-7809 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NATIONAL BANK |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 1999 · Amount on File |
| Deed Sale | May 24, 1999 · Amount on File |
| Deed Document Number | 0000867720 |
| Deed Book / Page | 867 / 720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 495 TABERNACLE RD, COVINGTON, TN 38019-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1881930 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 1881/930 |
| Instrument | 241056 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 495 TABERNACLE RD, COVINGTON, TN 38019-7809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1767153 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 1767/153 |
| Instrument | 215480 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2033 |
The 2025 property tax bill for 495 Tabernacle Rd was $687.
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $687.00 | $45,150 Land $10,350 Building $34,800 | |
| 2023 | $45,150 Land $10,350 Building $34,800 | ||
| 2022 | $649.00 | ||
| 2020 | $180,600 Land $41,400 Building $139,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Tabernacle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Tabernacle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
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