495 SW Second St, Irrigon, OR 97844 Property Records

Morrow County property record for 495 SW Second St, Irrigon, OR 97844

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,057 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Aug 2026)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05N2625A-02102`

Property Details

APN / Parcel Number

Primary APN	`05N2625A-02102`
Alternative APNs	`05N26E25A-02102` `R02316` `2316`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,057 sqft Living Area
1st Floor Area	2,057 sqft
Flooring	Tile
Interior Walls	Concrete

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Material	Other
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	2316
Street Address	495 SW SECOND ST
City	IRRIGON
State	OR
Zip	97844-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PROPERTY:R2316
Legal Range	26W
Legal Township	05N
Legal Section	25
Legal Lot Number	5,8
Jurisdiction	MORROW OR
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2011
Census Tract	970102

Owner

Source: Morrow County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 SW SECOND ST, IRRIGON, OR 97844-7052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	202658967
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OR
Recording Date	Aug 14, 2026
Property Address	495 SW SECOND ST, IRRIGON, OR 97844-7052
Document Number	0000058967
Instrument Date	Aug 7, 2026
Instrument	202658967
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	495 SW SECOND ST, IRRIGON, OR 97844-7052

Mortgage

Document Number	0000058968,
Date	Aug 14, 2026
Instrument	202658968

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OR
Recording Date	Jul 29, 2022
Property Address	495 SW SECOND ST, IRRIGON, OR 97844-7052
Document Number	0202251711
Instrument Date	Jul 22, 2022
Instrument	2022-51711
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 SW SECOND ST, IRRIGON, OR 97844-7052

Mortgage

Document Number	0202251712
Date	Jul 29, 2022
Instrument	2022-51712

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Morrow County
Unified School District	Morrow School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00 (+25.63%)	$226,210 (+3%)	$655,880 (-) Land $184,570 Building $471,310
2024	$2,903.00 (+2.94%)	$219,630 (+3%)	$655,880 (+15.75%) Land $184,570 Building $471,310
2023	$2,820.00 (+2.96%)	$213,240 (+3%)	$566,650 (+12.77%) Land $159,110 Building $407,540
2022	$2,739.00	$207,030	$502,500 Land $140,810 Building $361,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Cable · Fixed Wireless	300 / 30

May also be available: AT&T.

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