495 Stone St, Pacolet, SC 29372 Property Records

Spartanburg County property record for 495 Stone St, Pacolet, SC 29372

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,424 sqft · built 1915
Lot Size	0.172 acres (7,497 sqft)
Owner	Company Name on Record
Last Sale	$1,476,000 (Sep 2019)
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-3001-09200`

Property Details

APN / Parcel Number

Primary APN	`3-3001-09200`
Alternative APN	`63401`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,656 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Architectural Style	Other
Exterior Material	Other
Construction Type	Concrete Block
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,497 sqft
Lot Dimensions	119 ft deep x 63 ft wide
Porch	Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	63401
Street Address	495 STONE ST
City	PACOLET
State	SC
Zip	29372-2844
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 127 PACOLET MANUFACTURING CO MPANY PLAT 2 PB 43-416-426
Legal Subdivision	PACOLET MANUFACTURING CO SEC 0
Legal Lot Number	127
Jurisdiction	SPARTANBURG SC
Township / Civil Division	PACOLET
Census Block Group	3
Census Block	3004
Census Tract	23902

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2826 SMITHFIELD DR, ORLANDO, FL 32837-7474
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Correction Deed, Mortgage · Line of Credit LIMA ONE CAP
Sep 6, 2019	Trustee's Deed, Transfer · Line of Credit LIMA ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	May 20, 2011 · Amount on Record
Deed Document Number	2019-42193
Deed Book / Page	125-E / 0869
Record Updated	Jun 8, 2026

October 2019: Correction Deed, Mortgage

Document Type	Correction Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 11, 2019
Property Address	495 STONE ST, PACOLET, SC 29372-2844
Book / Page	005691 / 000170
Instrument Date	Aug 30, 2019
Instrument	48591
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2826 SMITHFIELD DR ORLANDO FL 328377474, ORLANDO, FL 32837-7474
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048591
Date	Oct 11, 2019
Book Page	005691/000170
Instrument	48591

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	201 E MCBEE AVE # 300, GREENVILLE, SC 29601-2884

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Sep 6, 2019
Property Address	495 STONE ST, PACOLET, SC 29372-2844
Document Number	0000042193
Book / Page	00125E / 000869
Instrument Date	Aug 30, 2019
Instrument	42193
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,461.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2826 SMITHFIELD DR ORLANDO FL 328377474, ORLANDO, FL 32837-7474
Investor	Possibly a Property Investor

Mortgage

Document Number	42195
Date	Sep 6, 2019
Book Page	005671/000871
Instrument	42195

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	201 E MCBEE AVE # 300, GREENVILLE, SC 29601-2884

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Pacolet Town
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,448.00 (+0.99%)	$4,388 (-) Land $1,406 Building $2,982	$75,200 (-) Land $24,100 Building $51,100
2024	$2,424.00 (+0.21%)
2023	$2,419.00	$4,388 Land $1,406 Building $2,982	$75,200 Land $24,100 Building $51,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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