Brevard County property record for 495 Stone St, Cocoa, FL 32922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,205 sqft · built 2006 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (May 2006) |
| Tax Bill | $2,079 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-36-33-CC-12-4 |
| Primary APN | 24-36-33-CC-12-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,205 sqft Living Area |
| Gross Area | 1,693 sqft |
| 1st Floor Area | 1,205 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2425291 |
|---|---|
| Street Address | 495 STONE ST |
| City | COCOA |
| State | FL |
| Zip | 32922-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CN |
| Legal Description | COLLEGE PARK AMENDED MAP LOT 4 BLK 12 |
| Legal Range | 36E |
| Legal Township | 24S |
| Legal Section | 33 |
| Legal Subdivision | COLLEGE PARK AMENDED MAP |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 62600 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 495 STONE ST, COCOA, FL 32922-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC |
| Jun 21, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2006 · Amount on Record |
| Deed Sale | May 23, 2006 · Amount on Record |
| Prior Sale | Dec 21, 2004 · Amount on Record |
| Deed Document Number | 2006156016 |
| Deed Book / Page | 5649 / 5234 |
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0098181334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 495 STONE ST, COCOA, FL 32922-7403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 495 STONE ST, COCOA, FL 32922-7403 |
| Document Number | 0094712511 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 9471/2511 |
| Instrument | 2022090060 |
| Name | COMMUNITY LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 495 STONE ST, COCOA, FL 32922-7403 |
| Document Number | 0098181334 |
| Book / Page | 9818 / 1334 |
| Map Reference | MB 5 PG 72 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023129045 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 STONE ST, COCOA, FL 32922-7403 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 495 STONE ST, COCOA, FL 32922-7403 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Cocoa City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,350 (+2.7%) | $200,100 (+0.26%) | |
| 2025 | $2,079.00 (+1.32%) Homeowner's exemption | $73,370 (+5.96%) | $199,590 (+21.42%) |
| 2024 | $2,052.00 (+0.93%) | ||
| 2023 | $2,033.00 (+4.15%) Homeowner's exemption | $69,240 (+2.99%) | $164,380 (+18.4%) Land $20,000 Building $144,380 |
| 2022 | $1,952.00 Homeowner's exemption | $67,230 | $138,830 Land $10,000 Building $128,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1991–2017) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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