Nassau County and Hempstead Town property record for 495 Starks Pl, Baldwin, NY 11510
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,050 sqft · built 1949 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $568,000 (Jan 2019) |
| Tax Bill | $13,641 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-228-00-0053 |
| Primary APN | 54-228-00-0053 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 829 sqft |
| Attic | Attic |
| Attic Area | 336 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 105 ft deep x 71 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54228 00530 |
|---|---|
| Street Address | 495 STARKS PL |
| City | BALDWIN |
| State | NY |
| Zip | 11510-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 011 |
| Legal Block | 228 |
| Legal Lot Number | 53 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 413300 |
495 Starks Pl is owned and occupied by two individuals who bought it in January 2019.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 STARKS PL, BALDWIN, NY 11510-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 3, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI CITIZENS BK NA |
| Jan 16, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Aug 8, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2019 · Amount on File |
| Deed Sale | Jan 16, 2019 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Deed Document Number | 20195729 |
| Deed Book / Page | 13757 / 497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 495 STARKS PL, BALDWIN, NY 11510-3808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0444470672 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 44447/672 |
| Instrument | 2020-071744 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 495 STARKS PL, BALDWIN, NY 11510-3808 |
| Document Number | 0445360226 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 495 STARKS PL BALDWIN NY 115103808, BALDWIN, NY 11510-3808 |
| Document Number | 0445360226 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 044536/000226 |
| Instrument | 83495 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 16, 2019 |
| Property Address | 495 STARKS PL, BALDWIN, NY 11510-3808 |
| Document Number | 0137570497 |
| Book / Page | 13757 / 497 |
| Map Reference | MAP 4637 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 2019-005729 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | NEW YORK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,272.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 750 WOODBRIDGE LN, 750, WANTAGH, NY 11793 |
| Name | Verified Name |
|---|---|
| Address | 132 BELMONT AVE, LONG BEACH, NY 11561-3807 |
| Document Number | 2019005730 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2019-005730 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 8, 2018 |
| Property Address | 495 STARKS PL, BALDWIN, NY 11510-3808 |
| Document Number | 0136890469 |
| Book / Page | 013689 / 000469 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 70361 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 86 WALNUT AVE ROCKVILLE CENTRE NY 115702913, ROCKVILLE CENTRE, NY 11570-2913 |
The 2025 property tax bill for 495 Starks Pl was $13,641 with a homeowner's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Oceanside Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473 Land $200 Building $273 | $473,000 | |
| 2025 | $13,641.00 | ||
| 2023 | $11,954.00 Additional exemption filed | $505 Land $214 Building $291 | $505,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 495 Starks Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 37 (2010–2021) |
| Claims Outside the SFHA | 24 of 37 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Starks Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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