McDonald County property record for 495 Spring Valley Rd, Anderson, MO 64831
| Property Type | Single Family Home |
|---|---|
| Details | 3,107 sqft · built 1960 |
| Lot Size | 12.9 acres (564,102 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-3.0-07-000-000-007.000 |
| Primary APN | 09-3.0-07-000-000-007.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,107 sqft Adjusted Area |
| 1st Floor Area | 1,584 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 564,102 sqft (12.9 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 495 SPRING VALLEY RD |
|---|---|
| City | ANDERSON |
| State | MO |
| Zip | 64831-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1,2,3,4, MRS. L.C. SMITH ADDITION EXCEPT ETC |
| Legal Range | 32W |
| Legal Township | 22N |
| Legal Section | 07 |
| Legal Subdivision | MRS LC SMITH ADDITION |
| Legal Lot Number | 1-4 |
| Jurisdiction | MCDONALD MO |
| Township / Civil Division | ANDERSON EAST |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 70401 |
495 Spring Valley Rd is owned and occupied by two individuals.
Source: McDonald County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 SPRING VALLEY RD, ANDERSON, MO 64831-1559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | Jun 1, 2026 |
| Property Address | 495 SPRING VALLEY RD, ANDERSON, MO 64831-1559 |
| Document Number | 0000001600 |
| Book / Page | 2026 / 1521 |
| Instrument Date | May 21, 2026 |
| Instrument | 20261600 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 495 SPRING VALLEY RD, ANDERSON, MO 64831-1559 |
| Document Number | 0000001600, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 2026/1521 |
| Instrument | 20261600 |
| Name | ARVEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 5, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 495 Spring Valley Rd was $1,174.
Source: McDonald County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Anderson City |
| County | McDonald County |
| Unified School District | McDonald County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,520 (-) | $155,360 (-) Land $23,910 Building $131,450 | |
| 2025 | $1,174.00 | $29,520 | $155,360 Land $23,910 Building $131,450 |
| 2023 | $1,091.00 | $27,550 | $145,020 Land $22,770 Building $122,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Spring Valley Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 11 (2015–2019) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Spring Valley Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| McDonald County Telephone and Internet Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
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