495 South St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 495 South St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,542 sqft · built 1998
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Company Names on Record
Last Sale	$667,500 (Jan 2026)
Tax Bill	$8,588 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`BIDD M:2 L:82-3`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:2 L:82-3`
Alternative APN	`M:2 L:82=3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,542 sqft Living Area
Gross Area	7,016 sqft
1st Floor Area	1,840 sqft
Basement Area	1,840 sqft
Unfinished Basement	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	495 SOUTH ST
City	BIDDEFORD
State	ME
Zip	04005-9383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF SR1
Legal Lot Number	82-3
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	3
Census Block	3022
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	495 SOUTH ST, BIDDEFORD, ME 04005-9383
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	May 26, 2015 · Amount on Record
Deed Book / Page	19822 / 553
Transfer Doc	0176560174
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jan 9, 2026
Property Address	495 SOUTH ST, BIDDEFORD, ME 04005-9383
Document Number	0198220553
Book / Page	19822 / 553
Instrument Date	Jan 9, 2026
Instrument	2026000785
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000786
Date	Jan 9, 2026
Instrument	2026000786

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Feb 5, 2018
Property Address	495 SOUTH ST, BIDDEFORD, ME 04005-9383
Document Number	0176560174
Book / Page	017656 / 000174
Instrument Date	Sep 1, 2016
Instrument	4755
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 CLARKSWOODS RD LYMAN ME 040026600, LYMAN, ME 04002-6600

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,588.00 (+5.58%)	$574,800 (+0.49%) Land $161,100 Building $413,700
2024	$8,134.00 (+8.96%)	$572,000 (+0.53%) Land $161,100 Building $410,900
2023	$7,465.00 (-5.09%)	$569,000 (+18.71%) Land $158,100 Building $410,900	$731,880
2022	$7,865.00	$479,300 Land $69,500 Building $409,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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