495 South Rd, Chilmark, MA 02535 Property Records

Dukes County and Chilmark Town property record for 495 South Rd, Chilmark, MA 02535

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,201 sqft · built 1992
Lot Size	7 acres (304,920 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,485 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`CHIL M:26 P:87 E:1`

Property Details

APN / Parcel Number

Primary APN	`CHIL M:26 P:87 E:1`
Alternative APNs	`M:0026 B:0087 L:01` `1761`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,201 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	495 SOUTH RD
City	CHILMARK
State	MA
Zip	02535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3-3
Legal Subdivision	ELDON B & LUCILE P KEITH
Jurisdiction	CHILMARK MA
Township / Civil Division	CHILMARK
Census Block Group	3
Census Block	3008
Census Tract	200400

Owner

495 South Rd, a single family home, is held in a trust.

Source: Dukes County and Chilmark Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 247, CHILMARK, MA 02535-0247
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARTHA VINEYARD SB
Sep 20, 2018	Personal Representative Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILMARK MA
Property Address	495 SOUTH RD, CHILMARK, MA 02535
Document Number	1547-814
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 SOUTH RD CHILMARK MA 02535, CHILMARK, MA 02535

Mortgage

Document Number	1547-814
Date	Oct 20, 2020
Book Page	001547/000814
Instrument	6621

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.13%

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHILMARK MA
Recording Date	Sep 20, 2018
Property Address	495 SOUTH RD, CHILMARK, MA 02535
Document Number	1477-192
Book / Page	001477 / 000192
Instrument Date	Aug 6, 2018
Instrument	5293
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CORDAVILLE RD ASHLAND MA 017211024, ASHLAND, MA 01721-1024

Tax Assessment & Valuation

The 2026 property tax bill for 495 South Rd was $8,485, up 5.5% from the year before.

Source: Dukes County and Chilmark Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Chilmark Town
Elementary School District	Up-Island Regional School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,485.00 (+5.55%)	$3,721,700 (+4.16%) Land $1,342,500 Building $2,379,200	$4,572,824
2025	$8,039.00 (+9.58%)	$3,573,000 (+3.25%) Land $1,278,500 Building $2,294,500
2024	$7,336.00 (+3.79%)	$3,460,600 (+28.77%) Land $1,250,600 Building $2,210,000
2023	$7,068.00	$2,687,400 Land $962,000 Building $1,725,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 South Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 South Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on South Rd

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