Greene County property record for 495 Silvercrest Ter, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,660 sqft · built 1957 |
| Lot Size | 1.11 acres (48,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jan 2024) |
| Tax Bill | $6,217 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B423012294 |
| Primary APN | B423012294 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,660 sqft |
| Unfinished Basement | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 48,719 sqft (1.11 acres) |
| Lot Width | 218 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 SILVERCREST TER |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-3369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | COUNTRY ACRES 7 REPLAT ALL LOTS 913 & 914 TO LOT 913A 495 SILVERCREST TER |
| Legal Subdivision | COUNTRY ACRES |
| Legal Lot Number | 913-A |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BEAVERCREEK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 210401 |
495 Silvercrest Ter is owned and occupied by an individual who bought it in January 2024.
Source: Greene County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 SILVERCREST TER, DAYTON, OH 45440-3369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Fiduciary Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jan 16, 2024 | Fiduciary Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Apr 17, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2024 · Amount on File |
| Deed Sale | Jan 16, 2024 · Amount on File |
| Deed Document Number | 2024550 |
| Prior Transfer Date | Mar 29, 2018 |
| Prior Transfer Doc | 0000005793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jan 16, 2024 |
| Property Address | 495 SILVERCREST TER, DAYTON, OH 45440-3369 |
| Document Number | 0000000550 |
| Map Reference | CAB 33 PG 575B |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024000550 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 SILVERCREST TER, DAYTON, OH 45440-3369 |
| Document Number | 0000000551 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024000551 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jan 16, 2024 |
| Property Address | 495 SILVERCREST TER, DAYTON, OH 45440-3369 |
| Document Number | 0000000550 |
| Map Reference | CAB 33 PG 575B |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024000550 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 SILVERCREST TER, DAYTON, OH 45440-3369 |
| Document Number | 0000000551 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024000551 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 1-Year CMT |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Apr 17, 2018 |
| Property Address | 495 SILVERCREST TER, BEAVERCREEK, OH 45440-3369 |
| Document Number | 0000005793 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 5793 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 SILVERCREST TER BEAVERCREEK OH 454403369, BEAVERCREEK, OH 45440-3369 |
The 2025 property tax bill for 495 Silvercrest Ter was $6,217, down 1.9% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Beavercreek City |
| County | Greene County |
| County Subdivision | Beavercreek Township |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,217.00 (-1.89%) | $95,180 (-) Land $24,240 Building $70,940 | |
| 2024 | $6,337.00 (+12.22%) | $95,180 (-) Land $24,240 Building $70,940 | |
| 2023 | $5,647.00 (+26.39%) | $95,180 (+35.24%) Land $24,240 Building $70,940 | $271,960 Land $69,270 Building $202,690 |
| 2022 | $4,468.00 | $70,380 Land $18,650 Building $51,730 | |
| 2020 | $201,090 Land $53,290 Building $147,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 495 Silvercrest Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1989–1992) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Silvercrest Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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