495 Silver Pine Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 495 Silver Pine Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3.5 Baths
Year Built	Built 2022
Square Footage	3,624 sqft Living Area
Lot Size	16,988 sqft (0.39 acres)
Occupancy	Owner Occupied
Last Sale	$963,900 (2022)
Tax Bill	$9,610.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026572-3230`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	17 Plumbing Fixtures
Building Area	3,624 sqft Living Area
Gross Area	4,315 sqft Gross Area
1st Floor	2,160 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,988 sqft (0.39 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	691 sqft Garage
Porch Area	216 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	495 SILVER PINE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3198
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	98/22-51 SILVERLEAF VILLAGE LOT 323 OR5669/435
Legal Range	28E
Legal Township	05S
Legal Section	32
Legal Subdivision	SILVERLEAF VILLAGE
Legal Block	1
Legal Lot Number	323
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2000
Census Tract	20908

Owner

Source: St. Johns County records · APN 026572-3230

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	495 SILVER PINE DR, SAINT AUGUSTINE, FL 32092-3198
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Deed Doc Number	2022107070
Deed Book / Page	5669 / 435
Record Refreshed	Jun 08, 2026

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 23, 2022
Property Address	495 SILVER PINE DR, SAINT AUGUSTINE, FL 32092-3198
Document Number	0056690435
Book / Page	5669 / 435
Map Reference	MB 98 PG 22-51
Instrument Date	Nov 22, 2022
Instrument	2022107070
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	SEA GLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,747.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 SILVER PINE DR, SAINT AUGUSTINE, FL 32092-3198

Mortgage

Document Number	0005669437
Date	Nov 23, 2022
Instrument	5669/437

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,752 (-5.05%) Land $105,000 Building $585,752	$690,752 (-5.05%) Land $105,000 Building $585,752
2025	$9,610.00 (+6.53%) Homeowner's exemption	$727,472 (-1.5%)	$727,472 (-1.5%) Land $117,000 Building $610,472
2024	$9,021.00 (+7.24%) Homeowner's exemption	$738,538 (+8.28%)	$738,538 (+8.28%) Land $110,000 Building $628,538
2023	$8,412.00 (+548.07%) Homeowner's exemption	$682,088 (+509.01%)	$682,088 (+509.01%) Land $105,000 Building $577,088
2022	$1,298.00	$112,000	$112,000 Land $112,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.