Hyde County property record for 495 Silver Lake Dr, Ocracoke, NC 27960
| Property Type | Commercial |
|---|---|
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,613 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 9500191539 |
| Primary APN | 9500191539 |
|---|---|
| Alternative APN |
|
| Lot Area | 15,000 sqft (0.344 acres) |
|---|---|
| View / Lot | Waterfront |
| Deck Area | Deck Area |
| Water Source | Well |
|---|
| Old Parcel Number | 9500191539 |
|---|---|
| Street Address | 495 SILVER LAKE DR |
| City | OCRACOKE |
| State | NC |
| Zip | 27960 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT & BUILDING |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 920101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ocracoke Historic District listed 1990 · 247 contributing resources · NRIS 90001465 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
495 Silver Lake Dr, a commercial property, is owned by an individual.
Source: Hyde County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 193, OCRACOKE, NC 27960-0193 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 495 Silver Lake Dr was $8,613.
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,613.00 | $916,316 Land $862,500 Building $53,816 | $916,316 Land $862,500 Building $53,816 |
| 2023 | $7,202.00 | $688,750 Land $688,750 | $688,750 Land $688,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Silver Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Silver Lake Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Ocracoke Cable TV Cable | 10 / 1 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
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