495 Sigsbee Rd, Laurel, NY 11948 Property Records

Suffolk County and Southold Town property record for 495 Sigsbee Rd, Laurel, NY 11948

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2022)
Tax Bill	$6,885 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473889 143.-2-9`

Property Details

APN / Parcel Number

Primary APN	`473889 143.-2-9`
Alternative APNs	`1000-143.00-02.00-009.000` `388914300000020090000000` `47380017915` `14`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	14
Street Address	495 SIGSBEE RD
City	LAUREL
State	NY
Zip	11948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	BOOK 12351 PAGE 539 BILL 017329
Legal Block	2
Legal Lot Number	9
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	2
Census Block	2000
Census Tract	170003

Owner

495 Sigsbee Rd is owned by two individuals who bought it in September 2022.

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 WENDY DR, LAUREL, NY 11948-1816
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Deed Book / Page	13172 / 441
Prior Transfer Date	Apr 28, 2022
Prior Transfer Doc	0131720441
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 1, 2022
Property Address	495 SIGSBEE RD, MATTITUCK, NY 11952-3318
Document Number	0131720441
Book / Page	13172 / 441
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 SIGSBEE RD, MATTITUCK, NY 11952-3318

Mortgage

Document Number	0023454143
Date	Sep 1, 2022
Instrument	23454/143

Lender

Name	DIME COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Mattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,400 Land $300 Building $4,100	$800,000 Land $54,545 Building $745,455
2024	$6,885.00
2023		$4,400 (-) Land $300 Building $4,100	$7,719 (+22.8%) Land $526 Building $7,193
2022	$6,559.00	$4,400 Land $300 Building $4,100	$6,286 Land $429 Building $5,857

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 495 Sigsbee Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	4 (2012–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Sigsbee Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20