495 Sheldon Rd, Grand Junction, CO 81504 Property Records

Mesa County property record for 495 Sheldon Rd, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 2003
Lot Size	0.247 acres (10,751 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Nov 2002)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2943-161-08-003`

Property Details

APN / Parcel Number

Primary APN	`2943-161-08-003`
Alternative APN	`R042357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,751 sqft (0.247 acres)
Garage Type	Attached
Garage Area	650 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R042357
Street Address	495 SHELDON RD
City	GRAND JUNCTION
State	CO
Zip	81504-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 3 PONDS ORCHARD SUB FIL NO 1
Legal Range	001
Legal Township	01S
Legal Section	16
Legal Subdivision	PONDS ORCHARD SUB
Legal Block	3
Legal Lot Number	3
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1020
Census Tract	802

Owner

495 Sheldon Rd is owned and occupied by two individuals who bought it in November 2002.

Source: Mesa County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 SHELDON RD, GRAND JUNCTION, CO 81504-5856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2002 · Amount on File
Deed Sale	Nov 4, 2002 · Amount on File
Prior Sale	Jun 20, 2002 · Amount on File
Deed Document Number	20022085147
Deed Book / Page	3194 / 386
Prior Transfer Date	May 17, 2002
Prior Transfer Doc	0002056944
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	495 SHELDON RD, GRAND JUNCTION, CO 81504-5856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002943568
Date	Sep 21, 2020
Instrument	2943568

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	495 SHELDON RD, GRAND JUNCTION, CO 81504-5856
Document Number	0002943569
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 SHELDON RD GRAND JUNCTION CO 815045856, GRAND JUNCTION, CO 81504-5856

Mortgage

Document Number	0002943569
Date	Sep 21, 2020
Instrument	2943569

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 495 Sheldon Rd was $1,266, up 5% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (+4.98%)	$22,900 (+0.26%) Land $3,440 Building $19,460	$366,300 Land $55,000 Building $311,300
2024	$1,206.00 (+0.58%)	$22,840 (-) Land $3,170 Building $19,670
2023	$1,199.00 (+6.86%)	$22,840 (+4.92%) Land $3,170 Building $19,670	$340,920 Land $47,360 Building $293,560
2022	$1,122.00	$21,770 Land $3,480 Building $18,290
2021			$313,120 Land $50,000 Building $263,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Sheldon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Sheldon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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