495 Shale Cir, Buda, TX 78610 Property Records

Hays County property record for 495 Shale Cir, Buda, TX 78610

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,544 sqft · built 2017
Lot Size0.136 acres (5,932 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Dec 2021)
Tax Bill$6,867 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN118346000T032002

Property Details

APN / Parcel Number

Primary APN118346000T032002
Alternative APN
  • R150344

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,544 sqft Living Area
Gross Area2,004 sqft
1st Floor Area1,544 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,932 sqft (0.136 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR150344
Street Address495 SHALE CIR
CityBUDA
StateTX
Zip78610-5928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEFIELD SECTION TEN, BLOCK T, LOT 32
Legal SubdivisionSTONEFIELD SECTION TEN
Legal BlockT
Legal Lot Number32
JurisdictionHAYS TX
Township / Civil DivisionKYLE-BUDA
Census Block Group3
Census Block3011
Census Tract10922

Owner

495 Shale Cir is owned by an individual who bought it in December 2021.

Source: Hays County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address217 BISCAYNE BAY BND, KYLE, TX 78640-2586
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Vendor's Lien, Transfer · Conventional Mortgage
HOME FINANCING UNLIMITED INC
Nov 10, 2020Loan Modification, Mortgage · FHA Mortgage
PENNYMAC
Aug 31, 2017Quit Claim Deed, Transfer
NORTH AMERICAN TITLE
Aug 31, 2017Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2021 · Amount on File
Deed SaleDec 17, 2021 · Amount on File
Prior SaleAug 31, 2017 · Amount on File
Deed Document Number202168963
Prior Transfer DateDec 13, 2021
Prior Transfer Doc0000068963
Record UpdatedOct 29, 2026

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHAYS TX
Recording DateDec 17, 2021
Property Address495 SHALE CIR, BUDA, TX 78610-5928
Document Number0000068963
Map ReferenceVOL 19 PG 107
Instrument DateDec 13, 2021
Instrument21068963
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 SHALE CIR, BUDA, TX 78610-5928

Mortgage

Document Number0000068964
DateDec 17, 2021
Instrument21068964
Lender
NameHOME FINANCING UNLIMITED INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
IndexLIBOR

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAYS TX
Property Address495 SHALE CIR, BUDA, TX 78610-5928
Document Number0000000703
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 SHALE CIR BUDA TX 786105928, BUDA, TX 78610-5928

Mortgage

Document Number0000000703
DateJan 7, 2021
Instrument703
Lender
NamePENNYMAC
AddressFLINT, MI 48501-2026
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 6, 2051
Interest
Rate3.12%

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAYS TX
Recording DateAug 31, 2017
Property Address495 SHALE CIR, BUDA, TX 78610-5928
Document Number0000030883
Instrument DateAug 30, 2017
Instrument30883
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address12401 RESEARCH BLVD #1 AUSTIN TX 787592316, 1, AUSTIN, TX 78759-2316

August 2017: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHAYS TX
Recording DateAug 31, 2017
Property Address495 SHALE CIR, BUDA, TX 78610-5928
Document Number0000030884
Map ReferenceVOL19 PG107
Instrument DateAug 30, 2017
Instrument17030884
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 5, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 SHALE CIR, BUDA, TX 78610-5928

Mortgage

Document Number0000030885
DateAug 31, 2017
Instrument17030885
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 495 Shale Cir was $6,867, down 8.9% from the year before.

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
Unified School DistrictHays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,867.00 (-8.9%)$281,130 Land $81,420 Building $199,710$281,130 Land $81,420 Building $199,710
2024$7,538.00
2023$362,780 Land $83,540 Building $279,240$362,780 Land $83,540 Building $279,240
2022$9,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Shale Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Shale Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOFORTH SUD
serves 34,893 people · EPA ID TX1050019
Water SourcePurchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State InspectionFeb 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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