St. Charles County property record for 495 Schell Rd, Augusta, MO 63332 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 6,049 sqft · built 2019 |
| Lot Size | 5.55 acres (241,758 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jun 2017) |
| Tax Bill | $10,155 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186215A000 |
| Primary APN | 186215A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 6,049 sqft Living Area |
| Gross Area | 6,482 sqft |
| 1st Floor Area | 2,286 sqft |
| Basement Area | 2,266 sqft |
| Finished Basement | 1,833 sqft |
| Unfinished Basement | 433 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 241,758 sqft (5.55 acres) |
| Terrain | Steep |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 186215A000 |
|---|---|
| Street Address | 495 SCHELL RD |
| City | AUGUSTA |
| State | MO |
| Zip | 63332-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT FRL 1/4 SEC |
| Legal Range | 1 |
| Legal Township | 44 |
| Legal Section | 01 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 312204 |
Source: St. Charles County records · APN 186215A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE |
| Jun 28, 2017 | Warranty Deed, Transfer MIDWEST BANKCENTRE |
| Mar 09, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Deed Document Number | 2017394110 |
| Deed Book / Page | 6766 / 14 |
| Prior Transfer Date | Jan 26, 2017 |
| Prior Transfer Doc | 0067091996 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Document Number | 0000010590 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022R-010590 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Document Number | 2021R084731 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021R-084731 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Document Number | 0073772376 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 7377/2376 |
| Instrument | 20200821000606930 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 28, 2017 |
| Property Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Document Number | 0067660014 |
| Book / Page | 006766 / 000014 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 394110 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 495 SCHELL RD AUGUSTA MO 633321629, AUGUSTA, MO 63332-1629 |
| Document Number | 67660016 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 006766/000016 |
| Instrument | 394120 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 09, 2017 |
| Property Address | 495 SCHELL RD, AUGUSTA, MO 63332-1629 |
| Document Number | 0067091996 |
| Book / Page | 006709 / 001996 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 143990 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 495 SCHELL RD AUGUSTA MO 633321629, AUGUSTA, MO 63332-1629 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Washington School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,155.00 (+12.01%) | $182,080 (+14.84%) | $958,323 (+14.84%) Land $86,491 Building $871,832 |
| 2024 | $9,066.00 | ||
| 2023 | $158,551 | ||
| 2022 | $834,482 Land $86,491 Building $747,991 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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