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495 Sagner Ave, Frederick, MD 21701 Property Records

Frederick County property record for 495 Sagner Ave, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details2 ba · 1,288 sqft · built 2000
Lot Size0.081 acres (3,561 sqft)
OwnerCompany Name on File
Last Sale$142,000 (May 2017)
Tax Bill$3,689 (2023)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-227819

Property Details

APN / Parcel Number

Primary APN02-227819
Alternative APNs
  • 2227819
  • 227819

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,288 sqft Total Area
1st Floor Area652 sqft

Exterior

Year BuiltBuilt 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,561 sqft (0.081 acres)
PorchOpen Porch
Porch Area96 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number227819
Old Parcel Number2227819
Street Address495 SAGNER AVE
CityFREDERICK
StateMD
Zip21701-5719
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 2 3561 SQ. FT. STOVER LOT DIVISION
Legal SubdivisionSTOVER LT DIV
Legal Lot Number2 3561
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2020
Census Tract772200

Owner

Source: Frederick County records · APN 02-227819

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9905 FOUNDERS WAY, DAMASCUS, MD 20872-2900
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2017 · Amount on Record
Deed SaleMay 01, 2017 · Amount on Record
Prior SaleJun 06, 2000 · Amount on Record
Deed Document Number0011792438
Deed Book / Page11792 / 438
Record UpdatedJun 07, 2026

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMay 01, 2017
Property Address495 SAGNER AVE, FREDERICK, MD 21701-5719
Document Number0117920438
Book / Page011792 / 000438
Instrument DateJan 31, 2017
Transaction TypeTransfer
Record UpdatedOct 02, 2017
Title CompanyDUNN TITLE, DUNN'S TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$142.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9905 FOUNDERS WAY DAMASCUS MD 208722900, DAMASCUS, MD 20872-2900

Mortgage

Document Number117920443
DateMay 01, 2017
Book Page011792/000443
Lender
NameBRISA FUND LLLP
TypeFunding / Finance Company
AddressWASHINGTON, WA 20020-0800
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueApr 30, 2022

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,689.00$200,333$272,600 Land $77,800 Building $194,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217722002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 1996, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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