495 Saddlebrook Dr, Linden, MI 48451 Property Records

Genesee County property record for 495 Saddlebrook Dr, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on File
Last Sale	$179,490 (Dec 2019)
Tax Bill	$3,849 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-21-651-087`

Property Details

APN / Parcel Number

Primary APN	`61-21-651-087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	125 ft deep x 98 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	495 SADDLEBROOK DR
City	LINDEN
State	MI
Zip	48451-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	UNIT 87 SADDLEBROOK FARMS (03) FR 6121300023
Legal Subdivision	SADDLEBROOK FAMRS SITE CONDOMINIUM
Legal Unit	87
Jurisdiction	GENESEE MI
Township / Civil Division	LINDEN
Census Block Group	2
Census Block	2019
Census Tract	13113

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	495 SADDLEBROOK DR, LINDEN, MI 48451-9148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Dec 10, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN
May 21, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	201975496
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	495 SADDLEBROOK DR, LINDEN, MI 48451-9148
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 SADDLEBROOK DR, LINDEN, MI 48451-9148

Mortgage

Document Number	0000059761
Date	Sep 2, 2022
Instrument	202209020059761

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	495 SADDLEBROOK DR, LINDEN, MI 48451-9148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075195
Date	Nov 4, 2020
Instrument	202011040075195

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 10, 2019
Property Address	495 SADDLEBROOK DR, LINDEN, MI 48451-9148
Document Number	0000075496
Instrument Date	Nov 21, 2019
Instrument	75496
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,543.61
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7070 N LATSON RD HOWELL MI 488559258, HOWELL, MI 48855-9258

Mortgage

Document Number	75272
Date	Dec 10, 2019
Instrument	75272

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 21, 2019
Property Address	495 SADDLEBROOK DR, LINDEN, MI 48451-9148
Document Number	0000038446
Instrument Date	May 10, 2019
Instrument	38446
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Linden City
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,849.00 (-34.53%) Homeowner's exemption	$129,600 (+18.36%)	$259,200 (+18.36%)
2024	$5,879.00 (+53.3%)
2023		$109,500	$219,000
2021	$3,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDEN serves 4,150 people · EPA ID MI0003890
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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