495 S Willow Pine Ln, Layton, UT 84041 Property Records

Davis County property record for 495 S Willow Pine Ln, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,223 sqft · built 2018
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2019)
Tax Bill	$4,003 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-805-0108`

Property Details

APN / Parcel Number

Primary APN	`11-805-0108`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,223 sqft Living Area
Basement Area	1,892 sqft
Unfinished Basement	1,892 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Garage Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	495 S WILLOW PINE LN
City	LAYTON
State	UT
Zip	84041-4997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 108, WILLOW TREE SUBDIVISION PHASE 1. CONT. 0.23400 ACRES
Legal Subdivision	WILLOW TREE SUB PH 1
Legal Phase	1
Legal Lot Number	108
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1022
Census Tract	126002

Owner

495 S Willow Pine Ln is owned and occupied by two individuals who bought it in October 2019.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 S WILLOW PINE LN, LAYTON, UT 84041-4997
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ECON MORTGAGE LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 20, 2018	Special Warranty Deed, Subdivision Related Transfer MOUNTAIN VIEW TITLE
Nov 21, 2017	Deed of Trust, Mortgage CCH FINANCE LLC CCH FINANCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	Jun 20, 2018 · Amount on File
Deed Document Number	20193192143
Deed Book / Page	7359 / 949
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	07359/0949
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	495 S WILLOW PINE LN, LAYTON, UT 84041-4997
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	US TITLE COMPANY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07453/0374
Date	Feb 20, 2020
Book Page	7453/0374
Instrument	3227642

Lender

Name	ECON MORTGAGE LLC
Type	Mortgage Company
Address	SYRACUSE, UT 84075

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	495 S WILLOW PINE LN, LAYTON, UT 84041-4997
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	US TITLE COMPANY OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07662/1023
Date	Dec 22, 2020
Book Page	7662/1023
Instrument	3329322

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	495 S WILLOW PINE LN, LAYTON, UT 84041-4997
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07839/2305
Date	Sep 8, 2021
Book Page	7839/2305
Instrument	3416593

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 20, 2018
Property Address	495 S WILLOW PINE LN, LAYTON, UT 84041-4997
Document Number	007040/788
Book / Page	7040 / 788
Instrument Date	Jun 18, 2018
Instrument	3100280
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022
Title Company	MOUNTAIN VIEW TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 S WILLOW PINE LN, LAYTON, UT 84041-4997

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	495 S WILLOW PINE LN, LAYTON, UT 84041-4997
Document Number	0003060796
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	MOUNTAIN VIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1798 W 5150 S ROY UT 840673061, ROY, UT 84067-3061
Investor	Possibly a Property Investor

Mortgage

Document Number	0003060796
Date	Nov 28, 2017
Book Page	006899/000261
Instrument	3060796

Lender

Name	CCH FINANCE LLC CCH FINANCE LLC
Type	Bank
Address	ROY, UT 84067

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 495 S Willow Pine Ln was $4,003, up 5.9% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,150 (-4.06%) Land $106,963 Building $296,187	$733,000 (-4.06%) Land $194,478 Building $538,522
2025	$4,003.00 (+5.87%)	$420,200 Land $108,106 Building $312,094	$764,000 Land $196,556 Building $567,444
2024	$3,781.00 (-0.16%)
2023	$3,787.00 (-14.99%)	$706,000 Land $133,505 Building $572,495	$706,000 Land $133,505 Building $572,495
2022	$4,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 S Willow Pine Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 495 S Willow Pine Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband, Utah Broadband.

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