495 S Walnut St, Manteno, IL 60950 Property Records

Kankakee County property record for 495 S Walnut St, Manteno, IL 60950

Property Summary

Property Type	Single Family Home
Lot Size	0.374 acres (16,300 sqft)
Owner	Individual Name on File
Tax Bill	$6,926 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-02-21-403-019`

Property Details

APN / Parcel Number

Primary APN	`03-02-21-403-019`

Exterior

Lot Area	16,300 sqft (0.374 acres)

Location & Zoning

Street Address	495 S WALNUT ST
City	MANTENO
State	IL
Zip	60950-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHT ESTATES 6TH ADDN LOT 59 21-32-12E
Legal Subdivision	WRIGHT ESTATES
Legal Lot Number	59
Jurisdiction	KANKAKEE IL
Township / Civil Division	MANTENO
Census Block Group	2
Census Block	2002
Census Tract	10203

Owner

495 S Walnut St is owned and occupied by an individual.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	495 S WALNUT ST, MANTENO, IL 60950-1620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CREDIT UNION
Nov 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR BANK & FINANCIAL SVCS
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Jun 30, 2008	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR BANK
Nov 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR BANK & FINANCIAL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Recording Date	Jul 30, 2026
Property Address	495 S WALNUT ST, MANTENO, IL 60950-1620
Document Number	0000008522
Instrument Date	Jul 1, 2026
Instrument	20268522
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	495 S WALNUT ST, MANTENO, IL 60950-1620

Mortgage

Document Number	0000008522,
Date	Jul 30, 2026
Instrument	20268522

Lender

Name	FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	495 S WALNUT ST, MANTENO, IL 60950-1620
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201812525
Date	Nov 8, 2018
Instrument	201812525

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 25, 2023

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	495 S WALNUT ST, MANTENO, IL 60950-1620
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202207272
Date	Jun 24, 2022
Instrument	202207272

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	495 S WALNUT ST, MANTENO, IL 60950-1620
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200814773
Date	Jun 30, 2008
Instrument	200814773

Lender

Name	HOMESTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 29, 2018

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	495 S WALNUT ST, MANTENO, IL 60950-1620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201812525
Date	Nov 8, 2018
Instrument	201812525

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 25, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 495 S Walnut St was $6,926 with a homeowner's exemption, up 4.4% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Manteno Township
Municipality	Manteno Village
Unified School District	Manteno Community Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,926.00 (+4.4%)	$87,827 Land $17,317 Building $70,510	$263,481 Land $51,951 Building $211,530
2024	$6,634.00
2023		$72,551 Land $14,153 Building $58,398	$217,653 Land $42,459 Building $175,194
2022	$6,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 S Walnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 495 S Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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