Volusia County property record for 495 S Shell Rd, Deland, FL 32720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,210 sqft · built 2006 |
| Lot Size | 0.25 acres (10,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jan 2026) |
| Tax Bill | $3,031 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jan 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7914-01-04-0010 |
| Primary APN | 7914-01-04-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 1,441 sqft |
| 1st Floor Area | 1,210 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,875 sqft (0.25 acres) |
| Lot Dimensions | 145 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 10 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2064749 |
|---|---|
| Street Address | 495 S SHELL RD |
| City | DELAND |
| State | FL |
| Zip | 32720-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 14 17 29 LOTS 1 & N 1/2 LOT 2 BLK 4 RIVERSIDE ESTATES MB 11 PG 269 PER OR 5566 PG 2526 PER OR 7347 PG 1479 PER OR 7371 PG 3577 PER OR 8012 PG 4345 PER OR 8802 PG 0986 |
| Legal Range | 29E |
| Legal Township | 17S |
| Legal Section | 14 |
| Legal Subdivision | RIVERSIDE ESTATES MB |
| Legal Tract | 01 |
| Legal Block | 4 |
| Legal Lot Number | 1,2 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 90701 |
495 S Shell Rd is owned by two individuals who bought it in January 2026.
Source: Volusia County records, as of April 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24936 DERBY DR, SORRENTO, FL 32776-8404 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jan 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage REACH HOME LOANS LLC |
| Mar 24, 2021 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Mar 13, 2017 | Warranty Deed, Transfer · Second Mortgage (Down Payment) IBERIA BANK MORTGAGE |
| Jan 10, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on File |
| Deed Sale | Jan 13, 2026 · Amount on File |
| Prior Sale | Mar 24, 2021 · Amount on File |
| Deed Document Number | 20266050 |
| Deed Book / Page | 8802 / 986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 495 S SHELL RD, DELAND, FL 32720-8820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 495 S SHELL RD, DELAND, FL 32720-8820 |
| Document Number | 0087421688 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 8742/1688 |
| Instrument | 2025154052 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 13, 2026 |
| Property Address | 495 S SHELL RD, DELAND, FL 32720-8820 |
| Document Number | 0088020986 |
| Book / Page | 8802 / 986 |
| Map Reference | MB 11 PG 269 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026006050 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1675 STATE ROAD 472, DELAND, FL 32724-9632 |
| Name | Verified Name |
|---|---|
| Address | 24936 DERBY DR, SORRENTO, FL 32776-8404 |
| Document Number | 0008802989 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 8802/989 |
| Name | REACH HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 495 S SHELL RD, DELAND, FL 32720-8820 |
| Document Number | 0080124345 |
| Book / Page | 8012 / 4345 |
| Map Reference | MB 11 PG 269-271 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021-065497 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | TRIDENT TITLE LLC, TRIDENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3610 AMETHYST COURT, DELAND, FL 32724 |
| Name | Verified Name |
|---|---|
| Address | 495 S SHELL RD, DELAND, FL 32720-8820 |
| Document Number | 0080124347 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 8012/4347 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 13, 2017 |
| Property Address | 495 S SHELL RD, DELAND, FL 32720-8820 |
| Document Number | 0073713577 |
| Book / Page | 7371 / 3577 |
| Map Reference | MB11 PG269-271 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 2017-049666 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | COAST TITLE OF WEST VOLUSIA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $972.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 LAKE WINNEMISSETT DR, 119, DELAND, FL 32724-4810 |
| Name | Verified Name |
|---|---|
| Address | 495 S SHELL RD, DELAND, FL 32720-8820 |
| Document Number | 2017049669 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 2017-049669 |
| Name | IBERIA BANK MORTGAGE |
|---|---|
| Type | Non-Lending Institution |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 495 S SHELL RD, DELAND, FL 32720-8820 |
| Document Number | 0073471479 |
| Book / Page | 007347 / 001479 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 5243 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 16, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $588.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 119 LAKE WINNEMISSETT DR DELAND FL 327244810, DELAND, FL 32724-4810 |
The 2025 property tax bill for 495 S Shell Rd was $3,031.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,146 (+3.74%) | $222,380 (+2.45%) Land $29,250 Building $193,130 | |
| 2025 | $3,031.00 Homeowner's exemption | $194,855 | $217,052 Land $29,250 Building $187,802 |
| 2023 | $2,875.00 (+2.2%) Homeowner's exemption | $183,849 (+3%) | $210,455 (+17.91%) Land $22,500 Building $187,955 |
| 2022 | $2,813.00 Homeowner's exemption | $178,494 Land $20,250 Building $158,244 | $178,494 Land $20,250 Building $158,244 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 S Shell Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 92 units insured incl. 16 condo units |
| Nearby Flood Claims | 64 (1992–2026) |
| Claims Outside the SFHA | 11 of 64 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 S Shell Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELAND serves 50,910 people · EPA ID FL3640286 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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