495 S Shell Rd, Deland, FL 32720 Property Records

Volusia County property record for 495 S Shell Rd, Deland, FL 32720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,210 sqft · built 2006
Lot Size0.25 acres (10,875 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Jan 2026)
Tax Bill$3,031 (2025)
Deeds & MortgagesAug 2025 Mortgage
Jan 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN7914-01-04-0010

Property Details

APN / Parcel Number

Primary APN7914-01-04-0010
Alternative APNs
  • 29171401040010
  • 14172901040010
  • 2064749.0
  • 2064749

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,210 sqft Living Area
Gross Area1,441 sqft
1st Floor Area1,210 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,875 sqft (0.25 acres)
Lot Dimensions145 ft deep x 75 ft wide
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area10 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2064749
Street Address495 S SHELL RD
CityDELAND
StateFL
Zip32720-8820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Description14 17 29 LOTS 1 & N 1/2 LOT 2 BLK 4 RIVERSIDE ESTATES MB 11 PG 269 PER OR 5566 PG 2526 PER OR 7347 PG 1479 PER OR 7371 PG 3577 PER OR 8012 PG 4345 PER OR 8802 PG 0986
Legal Range29E
Legal Township17S
Legal Section14
Legal SubdivisionRIVERSIDE ESTATES MB
Legal Tract01
Legal Block4
Legal Lot Number1,2
JurisdictionVOLUSIA FL
Township / Civil DivisionDELAND
Census Block Group3
Census Block3002
Census Tract90701

Owner

495 S Shell Rd is owned by two individuals who bought it in January 2026.

Source: Volusia County records, as of April 6, 2026

Owner of Record2 Individual Names on File
Mailing Address24936 DERBY DR, SORRENTO, FL 32776-8404
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2025Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Jan 13, 2026Warranty Deed, Transfer · Conventional Mortgage
REACH HOME LOANS LLC
Mar 24, 2021Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Mar 13, 2017Warranty Deed, Transfer · Second Mortgage (Down Payment)
IBERIA BANK MORTGAGE
Jan 10, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2026 · Amount on File
Deed SaleJan 13, 2026 · Amount on File
Prior SaleMar 24, 2021 · Amount on File
Deed Document Number20266050
Deed Book / Page8802 / 986
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address495 S SHELL RD, DELAND, FL 32720-8820
Transaction TypeMortgage
Record UpdatedFeb 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 S SHELL RD, DELAND, FL 32720-8820

Mortgage

Document Number0087421688
DateAug 19, 2025
Book Page8742/1688
Instrument2025154052
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term308 Months
DueApr 1, 2051

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJan 13, 2026
Property Address495 S SHELL RD, DELAND, FL 32720-8820
Document Number0088020986
Book / Page8802 / 986
Map ReferenceMB 11 PG 269
Instrument DateJan 9, 2026
Instrument2026006050
Transaction TypeTransfer
Record UpdatedFeb 12, 2026
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1675 STATE ROAD 472, DELAND, FL 32724-9632

Transferred To (Grantee/Buyer)

NameVerified Name
Address24936 DERBY DR, SORRENTO, FL 32776-8404

Mortgage

Document Number0008802989
DateJan 13, 2026
Instrument8802/989
Lender
NameREACH HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 24, 2021
Property Address495 S SHELL RD, DELAND, FL 32720-8820
Document Number0080124345
Book / Page8012 / 4345
Map ReferenceMB 11 PG 269-271
Instrument DateMar 3, 2021
Instrument2021-065497
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyTRIDENT TITLE LLC, TRIDENT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,393.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3610 AMETHYST COURT, DELAND, FL 32724

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 S SHELL RD, DELAND, FL 32720-8820

Mortgage

Document Number0080124347
DateMar 24, 2021
Instrument8012/4347
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 13, 2017
Property Address495 S SHELL RD, DELAND, FL 32720-8820
Document Number0073713577
Book / Page7371 / 3577
Map ReferenceMB11 PG269-271
Instrument DateMar 3, 2017
Instrument2017-049666
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyCOAST TITLE OF WEST VOLUSIA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$972.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address119 LAKE WINNEMISSETT DR, 119, DELAND, FL 32724-4810

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 S SHELL RD, DELAND, FL 32720-8820

Mortgage

Document Number2017049669
DateMar 13, 2017
Instrument2017-049669
Lender
NameIBERIA BANK MORTGAGE
TypeNon-Lending Institution
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionVOLUSIA FL
Recording DateJan 10, 2017
Property Address495 S SHELL RD, DELAND, FL 32720-8820
Document Number0073471479
Book / Page007347 / 001479
Instrument DateJan 10, 2017
Instrument5243
Transaction TypeForeclosure
Record UpdatedFeb 16, 2017

Transaction

AmountAmount on Record
Tax$588.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address119 LAKE WINNEMISSETT DR DELAND FL 327244810, DELAND, FL 32724-4810

Tax Assessment & Valuation

The 2025 property tax bill for 495 S Shell Rd was $3,031.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,146 (+3.74%)$222,380 (+2.45%) Land $29,250 Building $193,130
2025$3,031.00 Homeowner's exemption$194,855$217,052 Land $29,250 Building $187,802
2023$2,875.00 (+2.2%) Homeowner's exemption$183,849 (+3%)$210,455 (+17.91%) Land $22,500 Building $187,955
2022$2,813.00 Homeowner's exemption$178,494 Land $20,250 Building $158,244$178,494 Land $20,250 Building $158,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 S Shell Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies92 units insured
incl. 16 condo units
Nearby Flood Claims64 (1992–2026)
Claims Outside the SFHA11 of 64
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 13 claims
  • Tropical Storm Fay, Sep 2008 · 10 claims
  • Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 S Shell Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELAND
serves 50,910 people · EPA ID FL3640286
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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