Utah County property record for 495 S Palisade Dr, Orem, UT 84097
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,798 sqft · built 2002 |
| Lot Size | 0.274 acres (11,916 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,742 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-293-0003 |
| Primary APN | 43-293-0003 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 6,959 sqft |
| 1st Floor Area | 2,798 sqft |
| Basement Area | 3,142 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | A-Frame |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,916 sqft (0.274 acres) |
| Garage Type | Attached |
| Garage Area | 1,019 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 1,036 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 495 S PALISADE DR |
|---|---|
| City | OREM |
| State | UT |
| Zip | 84097-6694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, PLAT C, JOHNSON GROVE SUB AREA 0.274 AC. |
| Legal Subdivision | JOHNSON GROVE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | PROVO-OREM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1002 |
Source: Utah County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 S PALISADE DR, OREM, UT 84097-6694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit CYPRUS FEDERAL CREDIT UNION |
| Jul 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU |
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Aug 14, 2026 |
| Property Address | 495 S PALISADE DR, OREM, UT 84097-6694 |
| Document Number | 0000067558 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202667558 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 495 S PALISADE DR, OREM, UT 84097-6694 |
| Document Number | 0000067558, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202667558 |
| Name | CYPRUS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jul 10, 2026 |
| Property Address | 495 S PALISADE DR, OREM, UT 84097-6694 |
| Document Number | 0000057303 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202657303 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 S PALISADE DR, OREM, UT 84097-6694 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 495 S PALISADES DR, OREM, UT 84097-6694 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Title Company | MERIDIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000181271 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 181271:2021 |
| Name | UTAH COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | PROVO, UT 84604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 495 S PALISADES DR, OREM, UT 84097-6694 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000055209 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 55209:2022 |
| Name | UTAH COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PROVO, UT 84604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Orem City |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,015 (-45.78%) | $1,067,300 (-1.41%) Land $324,000 Building $743,300 | |
| 2025 | $4,742.00 | $1,082,600 (+106.54%) Land $324,000 Building $758,600 | $1,082,600 (+13.6%) Land $324,000 Building $758,600 |
| 2024 | $4,742.00 (+18.91%) | ||
| 2023 | $3,988.00 (+3.96%) | $524,150 | $953,000 Land $308,600 Building $644,400 |
| 2022 | $3,836.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020 |
|---|---|
| Water Source | Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Beehive Broadband, CenturyLink, SenaWave, T-Mobile, Utah Telecommunication Open Infrastructure Agency.
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