495 S Main St, Torrington, CT 06790 Property Records

Torrington City property record for 495 S Main St, Torrington, CT 06790

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,379 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jul 2022)
Tax Bill$6,373 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
APN002988

Property Details

APN / Parcel Number

Primary APN002988
Alternative APNs
  • TORR M:115 B:017 L:004
  • 2988

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Units3 Units
Stories2 Stories
Building Area2,379 sqft Living Area
Gross Area4,621 sqft
Basement Area912 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,970 sqft (0.16 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2988
Street Address495 S MAIN ST
CityTORRINGTON
StateCT
Zip06790-6917
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR6
Legal Block17
Legal Lot Number4
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1014
Census Tract310801

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address495 S MAIN ST, TORRINGTON, CT 06790-6917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING
Dec 21, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
BD HOLDING CO 2 LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Prior SaleDec 21, 2021 · Amount on Record
Deed Document Number2022477053
Deed Book / Page1370 / 227
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJul 13, 2022
Property Address495 S MAIN ST, TORRINGTON, CT 06790-6917
Document Number001370-227
Book / Page1370 / 227
Instrument DateJul 8, 2022
Instrument2022-477053
Transaction TypeTransfer
Record UpdatedJul 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 S MAIN ST # 499, 499, TORRINGTON, CT 06790-6917

Mortgage

Document Number2022477054
DateJul 13, 2022
Instrument2022-477054
Lender
NamePRIMELENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateDec 21, 2021
Property Address495 S MAIN ST, TORRINGTON, CT 06790-6917
Document Number01353-1124
Book / Page1353 / 1124
Instrument DateDec 15, 2021
Instrument2021-471303
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021471304
DateDec 21, 2021
Instrument2021-471304
Lender
NameBD HOLDING CO 2 LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,373.00 (-12.98%)$190,470 (-) Land $20,160 Building $170,310
2025$7,324.00$190,470 (+110.51%) Land $20,160 Building $170,310$133,329 Land $14,112 Building $119,217
2024$7,324.00 (+68.79%)
2023$4,339.00 (+1.74%)$90,480 (-) Land $20,160 Building $70,320
2022$4,265.00$90,480 Land $20,160 Building $70,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 86% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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