495 S Main St, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 495 S Main St, Brewer, ME 04412

Property Summary

Property Type	Restaurant
Details	2 bd · 1.5 ba · 1,514 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-154`

Property Details

APN / Parcel Number

Primary APN	`22-154`
Alternative APNs	`M:0022 L:1540000` `BRER M:22 L:154` `2411417` `2610925`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,514 sqft Total Area
Gross Area	3,076 sqft
1st Floor Area	844 sqft
Attic	Attic
Attic Area	670 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2610925
Street Address	495 S MAIN ST
City	BREWER
State	ME
Zip	04412-2427
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CB
Legal Lot Number	154
Jurisdiction	BREWER ME
Township / Civil Division	BREWER
Census Block Group	1
Census Block	1002
Census Tract	4100

Owner

495 S Main St, a commercial property, is owned by a company.

Source: Penobscot County and Brewer City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	495 S MAIN ST, BREWER, ME 04412-2427
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage MACHIAS SAVINGS BANK
May 29, 2020	Warranty Deed, Transfer MERLE L TRIMM

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	495 S MAIN ST, BREWER, ME 04412-2427
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166160001
Date	Sep 12, 2022
Book Page	16616/1
Instrument	26462

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREWER ME
Recording Date	May 29, 2020
Property Address	495 S MAIN ST, BREWER, ME 04412-2427
Document Number	0155440114
Book / Page	015544 / 000114
Instrument Date	May 29, 2020
Instrument	14363
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 MAPLE DR #3 ORRINGTON ME 044743865, 3, ORRINGTON, ME 04474-3865

Mortgage

Document Number	155440116
Date	May 29, 2020
Book Page	015544/000116
Instrument	14364

Lender

Name	MERLE L TRIMM
Address	3 BIRCH ST, MILFORD, ME 04461-3519
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	155440119,
Date	May 29, 2020
Book Page	015544/000119
Instrument	14365

Lender

Name	TRIMM INC
Address	3 BIRCH ST, MILFORD, ME 04461-3519

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 495 S Main St was $3,242, up 4.2% from the year before.

Source: Penobscot County and Brewer City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Brewer City
Unified School District	Brewer (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,242.00 (+4.24%)	$210,500 (+27.27%) Land $46,700 Building $163,800
2024	$3,110.00 (+5.32%)	$165,400 (+12.59%) Land $46,700 Building $118,700
2023	$2,953.00	$146,900 Land $43,500 Building $103,400
2021	$2,890.00	$129,600 Land $42,900 Building $86,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 495 S Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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