495 S Elm St, Hull, IL 62343 Property Records

Pike County property record for 495 S Elm St, Hull, IL 62343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 1960
Lot Size	0.513 acres (22,368 sqft)
Owner	Individual Name on Record
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`06-21-208-013`

Property Details

APN / Parcel Number

Primary APN	`06-21-208-013`
Alternative APN	`4707710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	3,016 sqft
Basement Area	1,508 sqft
Finished Basement	377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Roof Material	Composition Shingle
Lot Area	22,368 sqft (0.513 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	495 S ELM ST
City	HULL
State	IL
Zip	62343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:1 TWP:47 SECT/LOT:2 LOT 3 & S1/2 LOT 2 BLK 1 D.B. GRAY SUB DIV-HULL TOD01092024#2024-0067 QC10202015B852P118#2015-246
Legal Range	1
Legal Township	47
Legal Section	2
Legal Subdivision	D.B. GRAY SUB DIV
Legal Block	1
Legal Lot Number	3
Jurisdiction	PIKE IL
Township / Civil Division	KINDERHOOK
Census Block Group	3
Census Block	3118
Census Tract	952500

Owner

Source: Pike County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 185, HULL, IL 62343-0185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 22, 2023
Transfer Doc	0020240067
Record Updated	Oct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PIKE IL
Recording Date	Jan 9, 2024
Property Address	495 S ELM ST, HULL, IL 62343
Document Number	0020240067
Instrument Date	Sep 22, 2023
Instrument	2024-0067
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 S ELM ST, HULL, IL 62343

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE IL
Property Address	495 S ELM ST, HULL, IL 62343
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230120
Date	Jan 24, 2023
Instrument	2023-0120

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.7%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE IL
Property Address	495 S ELM ST, HULL, IL 62343
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202680
Date	Oct 27, 2020
Instrument	2020-2680

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	HULL, IL 62343

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Pike County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Pike County
County Subdivision	Kinderhook Township
Municipality	Hull Village
Unified School District	Western Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00 (+9.12%) Homeowner's exemption	$38,130 (+4.58%) Land $3,480 Building $34,650	$114,504 (+4.58%) Land $10,450 Building $104,054
2024	$2,084.00 (+10.73%)	$36,460 (+20.33%) Land $3,330 Building $33,130	$109,489 (+20.45%) Land $10,000 Building $99,489
2022	$1,882.00 Homeowner's exemption	$30,300 Land $2,770 Building $27,530	$90,900 Land $8,310 Building $82,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	124 (1983–2013)
Claims Outside the SFHA	18 of 124
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 5 claims Severe Storms & Flooding, Aug 1993 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HULL serves 435 people · EPA ID IL1490350
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Illinois Net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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