495 S Central Ave, Bartow, FL 33830 Property Records

Polk County property record for 495 S Central Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,594 sqft · built 1931
Lot Size	0.245 acres (10,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Jul 2016)
Tax Bill	$3,243 (2025)
Deeds & Mortgages	Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-30-08-413500-000060`

Property Details

APN / Parcel Number

Primary APN	`25-30-08-413500-000060`
Alternative APNs	`083025413500000060` `83025000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,594 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	10,655 sqft (0.245 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	728 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	1,104 sqft

Location & Zoning

Street Address	495 S CENTRAL AVE
City	BARTOW
State	FL
Zip	33830-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BUCKS ADD PB 1 PG 37A LOTS 6 & 7
Legal Range	25E
Legal Township	30S
Legal Section	08
Legal Subdivision	BUCKS ADDITION
Legal Tract	413500
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2028
Census Tract	15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 S CENTRAL AVE, BARTOW, FL 33830-4624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2016 · Amount on Record
Deed Sale	Jul 1, 2016 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Deed Book / Page	9931 / 1113
Last Transfer Date	Oct 11, 2018
Transfer Doc	0000215457
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 11, 2018
Property Address	495 S CENTRAL AVE, BARTOW, FL 33830-4624
Document Number	0106390160
Book / Page	010639 / 000160
Instrument Date	Oct 11, 2018
Instrument	215457
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1279 BARTOW FL 338311279, BARTOW, FL 33831-1279

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,279 (+2.7%)	$301,498 (+1.29%) Land $51,929 Building $249,569
2025	$3,243.00 (-8.98%) Homeowner's exemption	$221,304 (-23.5%)	$297,661 (+2.9%) Land $49,462 Building $248,199
2024	$3,563.00 (-26.46%)
2023	$4,845.00 (+23.53%)	$289,271 (+20.93%) Land $23,752 Building $265,519	$289,271 (+20.93%) Land $23,752 Building $265,519
2022	$3,922.00	$239,208 Land $20,121 Building $219,087	$239,208 Land $20,121 Building $219,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20