Gibson County property record for 495 S 550 E, Francisco, IN 47649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,613 sqft · built 1959 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,840 (Dec 2025) |
| Tax Bill | $670 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-12-12-400-000.277-004 |
| Primary APN | 26-12-12-400-000.277-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,613 sqft Living Area |
| 1st Floor Area | 1,613 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Stone |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,320 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000998887 |
|---|---|
| Street Address | 495 S 550 E |
| City | FRANCISCO |
| State | IN |
| Zip | 47649-8920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE SE 12-2-10 2 AC C-1 D-7 |
| Legal Range | 10 |
| Legal Township | 2 |
| Legal Section | 12 |
| Jurisdiction | GIBSON IN |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50402 |
495 S 550 E is owned and occupied by two individuals who bought it in December 2025.
Source: Gibson County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 S 550 E, FRANCISCO, IN 47649-8920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on File |
| Deed Sale | Dec 29, 2025 · Amount on File |
| Prior Sale | Dec 5, 2024 · Amount on File |
| Deed Document Number | 20254913 |
| Prior Transfer Date | Dec 19, 2025 |
| Prior Transfer Doc | 0000004913 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 495 S 550 E was $670 with a homeowner's exemption, down 12.1% from the year before.
Source: Gibson County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Gibson County |
| County Subdivision | Center Township |
| Unified School District | East Gibson School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $670.00 (-12.07%) Homeowner's exemption | $135,900 (+4.22%) Land $23,000 Building $112,900 | $135,900 (+4.22%) Land $23,000 Building $112,900 |
| 2024 | $762.00 (-62.3%) | $130,400 (+2.68%) Land $14,000 Building $116,400 | $130,400 (+2.68%) Land $14,000 Building $116,400 |
| 2023 | $2,021.00 (+3.91%) | $127,000 (+2.17%) Land $14,000 Building $113,000 | $127,000 (+2.17%) Land $14,000 Building $113,000 |
| 2022 | $1,945.00 | $124,300 Land $14,000 Building $110,300 | $124,300 Land $14,000 Building $110,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 495 S 550 E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 495 S 550 E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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