495 S 450 E, Valparaiso, IN 46383 Property Records

Porter County property record for 495 S 450 E, Valparaiso, IN 46383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1996
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$2,718 (2024)
Deeds & Mortgages	May 2021 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-13-27-400-003.000-008`

Property Details

APN / Parcel Number

Primary APN	`64-13-27-400-003.000-008`
Alternative APNs	`18000003205` `18000060445` `00000989431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area

Exterior

Year Built	Built 1996
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00000989431
Old Parcel Number	18000060445
Street Address	495 S 450 E
City	VALPARAISO
State	IN
Zip	46383-7840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S330 N660 W330 S1/2 SE 27-34-5 2.5A DITCH DR467 P147
Jurisdiction	PORTER IN
Township / Civil Division	MORGAN
Census Block Group	2
Census Block	2052
Census Tract	51010

Owner

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	495 S 450 E, VALPARAISO, IN 46383-7840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 31, 2018	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018
Deed Sale	Dec 31, 2018
Deed Document Number	0000028858
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	495 S 450 E, VALPARAISO, IN 46383-7840
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014796
Date	May 12, 2021
Instrument	2021-014796

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Dec 31, 2018
Property Address	495 S 450 E, VALPARAISO, IN 46383-7840
Document Number	0000028858
Instrument Date	Oct 18, 2018
Instrument	2018-028858
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 S 450 E, VALPARAISO, IN 46383-7840
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028859
Date	Dec 31, 2018
Instrument	2018-028859

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Morgan Township
Unified School District	East Porter County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$359,600 (-) Land $98,800 Building $260,800	$359,600 (-) Land $98,800 Building $260,800
2024	$2,718.00 (+15.12%) Homeowner's exemption	$359,600 (+12.09%) Land $63,800 Building $295,800	$359,600 (+12.09%) Land $63,800 Building $295,800
2023	$2,361.00 (+3.73%)	$320,800 Land $56,200 Building $264,600	$320,800 Land $56,200 Building $264,600
2022	$2,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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