495 S 11th St, Newark, NJ 07103 Property Records

Essex County and Newark City property record for 495 S 11th St, Newark, NJ 07103

Property Summary

Property Type	Single Family Home
Details	3,480 sqft · built 2019
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jan 2019)
Tax Bill	$13,841 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00287-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`14-00287-0000-00021`
Alternative APN	`140028700021`

Interior

Stories	3 Stories
Building Area	3,480 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140028700021
Street Address	495 S 11TH ST
City	NEWARK
State	NJ
Zip	07103-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Subdivision	CITY/NEWARK
Legal Block	287
Legal Lot Number	21
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1007
Census Tract	23100

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 S 11TH ST, NEWARK, NJ 07103-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage OCMBC INC
Sep 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Jan 4, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Jan 25, 2019	Other, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Mar 2, 2006 · Amount on Record
Deed Document Number	20197184
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	495 S 11TH ST, NEWARK, NJ 07103-1825
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	VITAL ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020749
Date	Feb 24, 2021
Instrument	2021020749

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	495 S 11TH ST, NEWARK, NJ 07103-1825
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054707
Date	Sep 18, 2024
Instrument	2024054707

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	495 S 11TH ST, NEWARK, NJ 07103-1825
Document Number	0000007186
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 S 11TH ST NEWARK NJ 07103, NEWARK, NJ 07103

Mortgage

Document Number	0000007186
Date	Jan 25, 2019
Instrument	7186

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

January 2019: Other, Transfer

Document Type	Other
Jurisdiction	ESSEX NJ
Recording Date	Jan 25, 2019
Property Address	495 S 11TH ST, NEWARK, NJ 07103-1825
Document Number	0000007184
Instrument Date	Jan 4, 2019
Instrument	2019007184
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 S 11TH ST, NEWARK, NJ 07103-1825

Mortgage

Document Number	0000007186
Date	Jan 25, 2019
Instrument	2019007186

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,100 (-) Land $31,300 Building $314,800	$346,100 (-) Land $31,300 Building $314,800
2025	$13,841.00	$346,100 (-) Land $31,300 Building $314,800	$346,100 (-) Land $31,300 Building $314,800
2023		$346,100 Land $31,300 Building $314,800	$346,100 Land $31,300 Building $314,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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