Horry County property record for 495 Rum Gully Rd, Murrells Inlet, SC 29576
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,092 sqft · built 1988 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $392,000 (Nov 2022) |
| Tax Bill | $2,434 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 469-12-02-0021 |
| Primary APN | 469-12-02-0021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,092 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Slab |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 495 RUM GULLY RD |
|---|---|
| City | MURRELLS INLET |
| State | SC |
| Zip | 29576-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT GILEAD LAKE; LT 9 |
| Legal Subdivision | MT GILEAD LAKE |
| Legal Lot Number | 9 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 51302 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 RUM GULLY RD, MURRELLS INLET, SC 29576-7731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jul 22, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Nov 10, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2019 · Amount on Record |
| Deed Book / Page | 4612 / 2022 |
| Prior Transfer Date | Nov 7, 2022 |
| Prior Transfer Doc | 0046122022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 10, 2022 |
| Property Address | 495 RUM GULLY RD, MURRELLS INLET, SC 29576-7731 |
| Document Number | 0046122022 |
| Book / Page | 4612 / 2022 |
| Instrument Date | Nov 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2381 STEDMAN LN SW, CONYERS, GA 30094-4762 |
| Document Number | 0066212423 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 6621/2423 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jul 22, 2019 |
| Property Address | 495 RUM GULLY RD, MURRELLS INLET, SC 29576-7731 |
| Document Number | 4226/0821 |
| Book / Page | 004226 / 000821 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,073.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 RUM GULLY RD MURRELLS INLET SC 295767731, MURRELLS INLET, SC 29576-7731 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 495 RUM GULLY RD, MURRELLS INLET, SC 29576-7731 |
| Document Number | 5938/2576 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 495 RUM GULLY RD MURRELLS INLET SC 295767731, MURRELLS INLET, SC 29576-7731 |
| Document Number | 5938/2576 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 005938/002576 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,434.00 | $467,547 (-) Land $247,000 Building $220,547 | |
| 2024 | $2,434.00 (-74.62%) | $18,702 (+5.16%) Land $9,880 Building $8,822 | $467,547 (+57.73%) Land $247,000 Building $220,547 |
| 2023 | $9,590.00 (+125.54%) | $17,785 (-) Land $8,131 Building $9,654 | $296,420 (-) Land $135,520 Building $160,900 |
| 2021 | $4,252.00 | $17,785 Land $8,131 Building $9,654 | $296,420 Land $135,520 Building $160,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 234 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 255 units insured incl. 21 condo units |
| Nearby Flood Claims | 781 (1979–2023) |
| Claims Outside the SFHA | 23 of 781 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures