495 Rose Ave, Georgetown, SC 29440 Property Records

Georgetown County property record for 495 Rose Ave, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$235,255 (Oct 2021)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`02-0103A-034-00-00`

Property Details

APN / Parcel Number

Primary APN	`02-0103A-034-00-00`
Alternative APN	`76023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Porch Area	40 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	76023
Street Address	495 ROSE AVE
City	GEORGETOWN
State	SC
Zip	29440-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 PHASE 2B
Legal Phase	2B
Legal Lot Number	47
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1022
Census Tract	920601

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2254, GEORGETOWN, SC 29442-2254
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	0004232156
Deed Book / Page	4232 / 156
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 22, 2021
Property Address	495 ROSE AVE, GEORGETOWN, SC 29440-5809
Document Number	04232/0156
Book / Page	4232 / 156
Map Reference	SL 817 PG 5
Instrument Date	Oct 22, 2021
Instrument	202100015640
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.35
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 ROSE AVE, GEORGETOWN, SC 29440-5809

Mortgage

Document Number	202100015641
Date	Oct 22, 2021
Instrument	202100015641

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (+6.77%)	$11,228 (+15.04%) Land $846 Building $10,382	$331,700 (+35.89%) Land $25,000 Building $306,700
2023	$1,491.00 (+7.19%)	$9,760 (-) Land $1,000 Building $8,760	$244,100 (-) Land $25,000 Building $219,100
2022	$1,391.00	$9,760 Land $1,000 Building $8,760	$244,100 Land $25,000 Building $219,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	8 (2015–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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