St. Johns County property record for 495 Romano St, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,453 sqft Living Area |
| Lot Size | 11,325 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $172,500 (2014) |
| Tax Bill | $1,989.00 (2025) |
| Primary APN | 284126-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,453 sqft Living Area |
| Gross Area | 1,830 sqft Gross Area |
| 1st Floor | 1,453 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,325 sqft (0.26 acres) |
| Depth X Width | 140 ft x 72 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 377 sqft Garage |
| Deck Area | 108 sqft Deck |
| Patio Area | 144 sqft Patio |
| Porch Area | 85 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 495 ROMANO ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7136 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-36 ST AUG SHORES UNIT 4 LOT 4 BLK 126 OR3935/1663 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 4 |
| Legal Block | 126 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 284126-0040
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 ROMANO ST, SAINT AUGUSTINE, FL 32086-7136 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on Record |
| Deed Sale | Sep 30, 2014 · Amount on Record |
| Prior Sale | Nov 14, 2013 · Amount on Record |
| Deed Doc Number | 201457010 |
| Deed Book / Page | 3935 / 1663 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 495 ROMANO ST, SAINT AUGUSTINE, FL 32086-7136 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 495 ROMANO ST, ST AUGUSTINE, FL 32086-7136 |
| Document Number | 0055691079 |
|---|---|
| Date | Jun 01, 2022 |
| Book Page | 5569/1079 |
| Instrument | 2022054988 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 495 ROMANO ST, SAINT AUGUSTINE, FL 32086-7136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 495 ROMANO ST, SAINT AUGUSTINE, FL 32086-7136 |
| Document Number | 0051101250 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 5110/1250 |
| Instrument | 2020108094 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,055 (+2.7%) | $296,093 (-4.02%) Land $90,115 Building $205,978 | |
| 2025 | $1,989.00 (+15.04%) Homeowner's exemption | $161,689 (+5.99%) | $308,485 (+5.08%) Land $85,050 Building $223,435 |
| 2024 | $1,729.00 (+2.25%) | ||
| 2023 | $1,691.00 (+3.87%) Homeowner's exemption | $152,555 (+3%) | $293,568 (+6.12%) Land $85,050 Building $208,518 |
| 2022 | $1,628.00 Homeowner's exemption | $148,112 | $276,642 Land $55,037 Building $221,605 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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