495 Rogers Gap Rd, Georgetown, KY 40324 Property Records

Scott County property record for 495 Rogers Gap Rd, Georgetown, KY 40324

Property Summary

Property TypeMobile Home
Details1,344 sqft · built 1992
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$264 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN184-10-002.000

Property Details

APN / Parcel Number

Primary APN184-10-002.000

Interior

Stories1 Story
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address495 ROGERS GAP RD
CityGEORGETOWN
StateKY
Zip40324-9506
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOUNTY RES
JurisdictionSCOTT KY
Township / Civil DivisionSADIEVILLE
Census Block Group3
Census Block3040
Census Tract40400

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address495 ROGERS GAP RD, GEORGETOWN, KY 40324-9506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address495 ROGERS GAP RD, GEORGETOWN, KY 40324-9506
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1381/810
DateFeb 26, 2018
Book PageM1381/810
Instrument382907
Lender
NameWHITAKER BANK INC
TypeBank
AddressGEORGETOWN, KY 40324
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 8, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$101,300 (+28.55%)$101,300 (+28.55%)
2025$264.00 (-1.86%) Homeowner's exemption$78,800 (+3.55%)$78,800 (+3.55%)
2023$269.00 Homeowner's exemption$76,100 Land $27,500 Building $48,600$76,100 Land $27,500 Building $48,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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