495 Pvt Rd 652, Sargent (Bay City), TX 77414 Property Records

Matagorda County property record for 495 Pvt Rd 652, Sargent, TX 77414

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,376 sqft · built 1985
Lot Size0.39 acres (16,997 sqft)
Owner2 Individual Names on File
Last Sale$376,900 (Nov 2017)
Tax Bill$10,297 (2026)
Deeds & MortgagesNov 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone AE (high risk)
APN2841-0010-006000

Property Details

APN / Parcel Number

Primary APN2841-0010-006000
Alternative APN
  • 38828

Interior

Full Baths2 Baths
Building Area2,376 sqft Living Area
Gross Area7,726 sqft
1st Floor Area1,188 sqft
Upper Floors Area1,188 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,997 sqft (0.39 acres)
Lot Dimensions170 ft deep x 50 ft wide
Garage TypeDetached
Garage Area784 sqft
Deck Area4,500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2841-0010-006000
Street Address495 PRIVATE ROAD 652
CityBAY CITY
StateTX
Zip77414-2449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIVE OAK BEND SEC 1, LOT 60 & 61
Legal SubdivisionLIVE OAK BEND
Legal Lot Number60
JurisdictionMATAGORDA TX
Township / Civil DivisionMATAGORDA-SARGENT
Census Block Group2
Census Block2054
Census Tract730503

Owner

495 Pvt Rd 652 is owned by two individuals who bought it in November 2017.

Source: Matagorda County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3007 SHOUSE RD, SANTA FE, TX 77510-9062
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY BANK
Nov 28, 2017Vendor's Lien, Transfer · Conventional Mortgage
HOMETRUST MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2017 · Amount on File
Deed SaleNov 28, 2017 · Amount on File
Deed Document Number20176516
Prior Transfer DateNov 27, 2017
Prior Transfer Doc2017006516
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATAGORDA TX
Property Address495 PRIVATE ROAD 652, SARGENT, TX 77414-2449
Transaction TypeMortgage
Record UpdatedDec 22, 2022
Title CompanySOUTH LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021008106
DateNov 15, 2021
Instrument2021-008106
Lender
NamePROSPERITY BANK
TypeBank
AddressEL CAMPO, TX 77437
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2036

November 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMATAGORDA TX
Recording DateNov 28, 2017
Property Address495 PRIVATE ROAD 652, SARGENT, TX 77414-2449
Document Number2017006516
Map ReferenceVOL 5 PG 44-46
Instrument DateNov 27, 2017
Instrument2017-006516
Transaction TypeTransfer
Record UpdatedDec 22, 2022
Title CompanyADMIRAL TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address623 BARRACKS ST, NEW ORLEANS, LA 70116-2502

Transferred To (Grantee/Buyer)

NameVerified Name
Address2365 INDIGO HARBOUR LN, LEAGUE CITY, TX 77573-3774

Mortgage

Document Number2017006517
DateNov 28, 2017
Instrument2017-006517
Lender
NameHOMETRUST MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 495 Pvt Rd 652 was $10,297, up 0.3% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMatagorda County
Unified School DistrictVan Vleck Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,297.00 (+0.29%)$533,890 (+0.29%) Land $192,500 Building $341,390$533,890 (+0.29%) Land $192,500 Building $341,390
2025$10,267.00$532,370 Land $192,500 Building $339,870$532,370 Land $192,500 Building $339,870
2023$467,210 Land $164,500 Building $302,710$467,210 Land $164,500 Building $302,710
2022$7,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Pvt Rd 652 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 292 policies
Nearby Flood Policies292 in force
Nearby Flood Claims51 (2017–2025)
Claims Outside the SFHA2 of 51
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Beryl, Jul 2024 · 23 claims
  • Hurricane Harvey, Aug 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Pvt Rd 652 is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 66% of Texas
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MyJEC.net
Fiber
1,000 / 100
AT&T
Fixed Wireless
100 / 20

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