St. Johns County property record for 495 Prosperity Lake Dr, #101, Saint Augustine, FL 32092
| Property Type | Commercial |
|---|---|
| Details | 1,180 sqft · built 2005 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Jul 2021) |
| Tax Bill | $2,446 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 026444-0101 |
| Primary APN | 026444-0101 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,180 sqft Gross Area |
| 1st Floor Area | 1,180 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Canopy | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 495 PROSPERITY LAKE DR, 101 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5045 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | PUD |
| Legal Description | 48/36-39 SOUTHLAKE PLAZA PT OF PARCEL E UNIT 101 SOUTHLAKE OFFICE PARK OR5330/128 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 20 |
| Legal Subdivision | SOUTHLAKE PLAZA |
| Legal Lot Number | 101 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 495 PROSPERITY LAKE DR, 102, SAINT AUGUSTINE, FL 32092-5045 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage INDIJO PROPERTIES LLC |
| Aug 28, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | Oct 14, 2005 · Amount on Record |
| Deed Document Number | 202183934 |
| Deed Book / Page | 5330 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 29, 2021 |
| Property Address | 495 PROSPERITY LAKE DR # 101, 101, SAINT AUGUSTINE, FL 32092-5045 |
| Document Number | 0053300128 |
| Book / Page | 5330 / 128 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021083934 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | FIRST COAST TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 QUEENS HARBOR BLVD, JACKSONVILLE, FL 32225-4901 |
| Name | Verified Name |
|---|---|
| Address | 495 PROSPERITY LAKE DR # 102, 102, ST AUGUSTINE, FL 32092-5045 |
| Document Number | 0053300130 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 5330/130 |
| Instrument | 2021083935 |
| Name | INDIJO PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 28, 2018 |
| Property Address | 495 PROSPERITY LAKE DR # 101, 101, SAINT AUGUSTINE, FL 32092-5045 |
| Document Number | 0046031004 |
| Book / Page | 004603 / 001004 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 62430 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 740 QUEENS HARBOR BLVD JACKSONVILLE FL 322254901, JACKSONVILLE, FL 32225-4901 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,084 (-1.39%) Land $75,000 Building $104,084 | $179,084 (-1.39%) Land $75,000 Building $104,084 | |
| 2025 | $2,446.00 (+14.84%) | $181,613 (+5.27%) | $181,613 (+5.27%) Land $75,000 Building $106,613 |
| 2024 | $2,130.00 (-2.7%) | ||
| 2023 | $2,189.00 (+8.74%) | $172,513 (+9.63%) | $172,513 (+9.63%) Land $65,000 Building $107,513 |
| 2022 | $2,013.00 | $157,359 | $157,359 Land $65,000 Building $92,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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