495 Prospect Ave, Pewaukee, WI 53072 Property Records

Waukesha County property record for 495 Prospect Ave, Pewaukee, WI 53072

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$119,900 (Mar 2024)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PWV-0929-001`

Property Details

APN / Parcel Number

Primary APN	`PWV-0929-001`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	PROSPECT AVE
City	PEWAUKEE
State	WI
Zip	53072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT A BLK 1 D. M. FLANAGANS SUBDIVISION PT NE1/4 SEC 17 & PT SE1/4 SEC 8 T7N R19E; COM NLY LINE OF PROSPECT AVE 100 FT NELY FROM SW CRNR LOT A; NWLY PARALLEL WITH MAPLE AVE 175 FT; NELY PARALLEL WITH PROSPECT AVE 50 FT; SELY PARALLEL WITH MAPLE AV
Legal Range	19E
Legal Township	7N
Legal Section	17
Legal Subdivision	D M FLANAGANS SUBDIVISION
Legal Block	1
Legal Lot Number	A
Jurisdiction	WAUKESHA WI
Township / Civil Division	PEWAUKEE
Census Block Group	1
Census Block	1013
Census Tract	203305

Owner

Source: Waukesha County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	N34W23104 CIRCLE RIDGE RD, 203, PEWAUKEE, WI 53072-5747
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTBURY BANK
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK FIVE NINE
Mar 18, 2024	Warranty Deed, Subdivision Related Transfer · Construction Mortgage BANK FIVE NINE
Aug 18, 2023	Warranty Deed, Transfer NOT AVAILABLE, FRONTIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Aug 18, 2023 · Amount on File
Deed Document Number	20244758596
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	495 PROSPECT AVE, PEWAUKEE, WI 53072-1805
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 PROSPECT AVE, PEWAUKEE, WI 53072-1805

Mortgage

Document Number	0004857679
Date	Jan 26, 2026
Instrument	4857679

Lender

Name	WESTBURY BANK
Type	Bank
Address	WEST BEND, WI 53095

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.62%
Index	1-Year CMT
Margin	4
Max Rate	11.6%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	495 PROSPECT AVE, PEWAUKEE, WI 53072-1805
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 PROSPECT AVE, PEWAUKEE, WI 53072-1805

Mortgage

Document Number	0004838769
Date	Sep 25, 2025
Instrument	4838769

Lender

Name	BANK FIVE NINE
Type	Bank
Address	OCONOMOWOC, WI 53066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Mar 18, 2024
Property Address	495 PROSPECT AVE, PEWAUKEE, WI 53072-3458
Document Number	0004758596
Map Reference	DOC 273897
Instrument Date	Mar 15, 2024
Instrument	4758596
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2024
Title Company	FRONTIER TITLE

Transaction

Amount	Amount on Record
Tax	$359.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N34W23104 CIRCLE RIDGE RD APT 203, 203, PEWAUKEE, WI 53072-5747

Mortgage

Document Number	0004758597
Date	Mar 18, 2024
Instrument	4758597

Lender

Name	BANK FIVE NINE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	6 Months
Min Rate At Change	4.99%
Max Rate At Change	8.99%
Index	Other
Max Rate	11.9%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Aug 18, 2023
Property Address	PROSPECT AVE, PEWAUKEE, WI 53072
Document Number	0004733617
Map Reference	DOC 273897
Instrument Date	Aug 10, 2023
Instrument	4733617
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	NOT AVAILABLE, FRONTIER TITLE

Transaction

Amount	Amount on Record
Tax	$712.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 OAKTON AVE # 202, 202, PEWAUKEE, WI 53072-3539
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Pewaukee Village
Unified School District	Pewaukee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,350.00 (+742.52%)	$453,300 (+788.82%) Land $60,500 Building $392,800	$493,300 (+700.81%)
2023	$635.00 (-20.13%)	$51,000 (-) Land $51,000	$61,600 (+12.41%)
2022	$795.00	$51,000 Land $51,000	$54,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (2008–2025)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Aug 2025 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, Flooding, And Mudslides, Aug 2025 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEWAUKEE VILLAGE WATERWORKS serves 8,166 people · EPA ID WI2680229
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Radium not recorded as resolved · Jan 2026 Gross alpha radiation not recorded as resolved · Apr 2025
Treatment and Procedure	Corrosion control Apr 2020
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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