495 Power Rd, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 495 Power Rd, Pawtucket, RI 02860

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,516 sqft · built 1930
Lot Size	0.129 acres (5,598 sqft)
Owner	Individual Name on File
Last Sale	$344,000 (Nov 2020)
Tax Bill	$5,829 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:49 L:0146`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:49 L:0146`
Alternative APN	`490146`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,516 sqft Living Area
Gross Area	4,430 sqft
1st Floor Area	1,050 sqft
Attic	Attic
Attic Area	1,040 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,598 sqft (0.129 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	490146
Street Address	495 POWER RD
City	PAWTUCKET
State	RI
Zip	02860-1541
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RT
Legal Lot Number	146
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2007
Census Tract	15000

Owner

495 Power Rd, a duplex, is owned and occupied by an individual who bought it in November 2020.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	495 POWER RD, PAWTUCKET, RI 02860-1541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage WOODLAWN FCU
Nov 2, 2020	Warranty Deed, Transfer NOT AVAILABLE
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH SHORE FNDG LLC
Oct 9, 2019	Warranty Deed, Transfer STAGE PT FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Oct 9, 2019 · Amount on File
Deed Document Number	202067
Deed Book / Page	4587 / 98
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	495 POWER RD, PAWTUCKET, RI 02860-1541
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004818-258
Date	Jan 19, 2022
Book Page	4818/258
Instrument	54

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	495 POWER RD, PAWTUCKET, RI 02860-1541
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4516-305
Date	May 13, 2020
Book Page	4516/305
Instrument	88

Lender

Name	WOODLAWN FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Nov 2, 2020
Property Address	495 POWER RD, PAWTUCKET, RI 02860-1541
Document Number	4587-98
Book / Page	004587 / 000098
Instrument Date	Oct 29, 2020
Instrument	67
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MIDDLE ST RIVERSIDE RI 029154617, RIVERSIDE, RI 02915-4617

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	495 POWER RD, PAWTUCKET, RI 02860-1541
Document Number	4516-320
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 SMITHFIELD AVE PAWTUCKET RI 028602544, PAWTUCKET, RI 02860-2544

Mortgage

Document Number	4516-320
Date	May 13, 2020
Book Page	004516/000320
Instrument	89

Lender

Name	SOUTH SHORE FNDG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Oct 9, 2019
Property Address	495 POWER RD, PAWTUCKET, RI 02860-1541
Document Number	4428-270
Book / Page	004428 / 000270
Instrument Date	Oct 7, 2019
Instrument	49
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 COBBLE HILL RD LINCOLN RI 028654012, LINCOLN, RI 02865-4012

Mortgage

Document Number	4428-272
Date	Oct 9, 2019
Book Page	004428/000272
Instrument	50

Lender

Name	STAGE PT FUND LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 495 Power Rd was $5,829.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,829.00	$443,300 Land $128,800 Building $314,500	$570,571
2023	$6,097.00 (+2.18%)	$359,900 (-) Land $77,700 Building $282,200
2022	$5,967.00	$359,900 Land $77,700 Building $282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Power Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 495 Power Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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