495 Point au Fer Rd, Champlain, NY 12919 Property Records

Clinton County and Champlain Town property record for 495 Point au Fer Rd, Champlain, NY 12919 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	2,400 sqft Living Area
Lot Size	40,000 sqft (0.918 acres)
Occupancy	Owner Occupied
Last Sale	$6,500 (1994)
Tax Bill	$3,262.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`092889 50.4-1-2.7`
Alternative APN	`288905000400010020070000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,400 sqft Living Area
1st Floor	1,200 sqft 1st Floor
2nd Floor	1,200 sqft 2nd Floor
Basement Area	1,200 sqft Basement
Finished Basement	1,200 sqft Finished
Unfinished Basement	1,200 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary Style
Exterior Material	Wood Exterior
Lot Area	40,000 sqft (0.918 acres)
Depth X Width	200 ft x 200 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	672 sqft Garage
Porch Area	536 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	495 POINT AU FER RD
City	CHAMPLAIN
State	NY
Zip	12919-6316
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 PT AU FER RD
Legal Block	1
Legal Lot Number	2.007
Jurisdiction	CLINTON NY
Minor Civil Division	CHAMPLAIN
Census Blockgroup	3
Census Block	3008
Census Tract	100102

Owner

Source: Clinton County and Champlain Town records · APN 092889 50.4-1-2.7

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	495 POINT AU FER RD, CHAMPLAIN, NY 12919-6316
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 1994 · Amount on Record
Deed Sale	Sep 29, 1994 · Amount on Record
Deed Book / Page	926 / 215
Record Refreshed	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	495 POINT AU FER RD, CHAMPLAIN, NY 12919-6316
Document Number	0000307338
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 08, 2020
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	514 POINT AU FER RD CHAMPLAIN NY 129196317, CHAMPLAIN, NY 12919-6317

Mortgage

Document Number	0000307338
Date	Apr 30, 2020
Instrument	307338

Lender

Name	TWENTYFIRST MTG
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Apr 29, 2043

Tax Assessment & Valuation

Source: Clinton County and Champlain Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Champlain Town
Unified School District	Northeastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00	$379,600 (+16.98%) Land $29,500 Building $350,100	$379,600 (+16.98%) Land $29,500 Building $350,100
2023		$324,500 Land $29,500 Building $295,000	$324,500 Land $29,500 Building $295,000

Flood & Wildfire

495 Point au Fer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Clinton County (36019C), updated June 20, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.