495 Pear St, Gillespie, IL 62033 Property Records

Macoupin County property record for 495 Pear St, Gillespie, IL 62033

Property Summary

Property Type	Single Family Home
Lot Size	0.643 acres (28,000 sqft)
Owner	Individual Name on Record
Tax Bill	$3,694 (2025)
Deeds & Mortgages	Nov 2022 Transfer Feb 2019 Mortgage + 1 more
APN	`19-13-327-001`

Property Details

APN / Parcel Number

Primary APN	`19-13-327-001`
Alternative APN	`10-002-349-00`

Exterior

Lot Area	28,000 sqft (0.643 acres)
Lot Dimensions	200 ft deep x 140 ft wide

Location & Zoning

Street Address	495 PEAR ST
City	GILLESPIE
State	IL
Zip	62033-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 309-312 BLK 15 MARTINS SUBD 140 X 200 19-13-327-001
Legal Subdivision	MARTINS SUBD
Legal Block	15
Legal Lot Number	309-312
Jurisdiction	MACOUPIN IL
Township / Civil Division	GILLESPIE
Census Block Group	2
Census Block	2005
Census Tract	956900

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 PEAR ST, GILLESPIE, IL 62033-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 21, 2022
Transfer Doc	0000602487
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOUPIN IL
Recording Date	Nov 23, 2022
Property Address	495 PEAR ST, GILLESPIE, IL 62033-1138
Document Number	0000602487
Instrument Date	Nov 21, 2022
Instrument	602487
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	495 PEAR ST, GILLESPIE, IL 62033-1138

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	495 PEAR ST, GILLESPIE, IL 62033-1138
Transaction Type	Mortgage
Record Updated	Feb 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	573504
Date	Feb 6, 2019
Instrument	573504

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 18, 2024

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	495 PEAR ST, GILLESPIE, IL 62033-1138
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569715
Date	Jul 19, 2018
Instrument	569715

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Gillespie Township
Municipality	Gillespie City
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,694.00 (+5.88%)	$69,272 (+7%) Land $9,024 Building $60,248	$207,816 (+7%) Land $27,072 Building $180,744
2024	$3,489.00 (+9.1%) Homeowner's exemption Senior Citizen's exemption	$64,741 (+15.56%) Land $8,434 Building $56,307	$194,223 (+15.56%) Land $25,302 Building $168,921
2022	$3,198.00 Homeowner's exemption	$56,023 Land $7,298 Building $48,725	$168,069 Land $21,894 Building $146,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILLESPIE serves 3,737 people · EPA ID IL1170400
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
Sparklight Cable	1,000 / 50

May also be available: Madison Communications.

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