495 Oneida St, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 495 Oneida St, Lewiston, NY 14092

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1950
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$142,000 (May 2021)
Tax Bill$3,472 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292401 101.10-2-22

Property Details

APN / Parcel Number

Primary APN292401 101.10-2-22
Alternative APN
  • 24011010100002022000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions66.2 ft deep x 150 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address495 ONEIDA ST
CityLEWISTON
StateNY
Zip14092-1267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description512209 LT 11
Legal Block2
Legal Lot Number22.000
JurisdictionNIAGARA NY
Township / Civil DivisionLEWISTON
Census Block Group3
Census Block3010
Census Tract24401

Owner

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address495 ONEIDA ST, LEWISTON, NY 14092-1267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Prior SaleOct 23, 1997 · Amount on Record
Deed Document Number20219801
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionNIAGARA NY
Recording DateMay 14, 2021
Property Address495 ONEIDA ST, LEWISTON, NY 14092-1267
Document Number0000009801
Map ReferenceMB 25 PG 2455
Instrument DateMay 7, 2021
Instrument2021-09801
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$568.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address939 18TH AVE N, 939, SAINT PETERSBURG, FL 33704-4219

Transferred To (Grantee/Buyer)

NameVerified Name
Address8127 WEST AVE, GASPORT, NY 14067-9204

Mortgage

Document Number0000009802
DateMay 14, 2021
Instrument2021-09802
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionLewiston Town
MunicipalityLewiston Village
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,472.00 (+2.6%)
2025$3,384.00$70,800 (-) Land $17,900 Building $52,900$177,000 (+15%) Land $44,750 Building $132,250
2023$70,800 Land $17,900 Building $52,900$153,913 Land $38,913 Building $115,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEWISTON VILLAGE
serves 2,781 people · EPA ID NY3100558
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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