495 Old Plank Rd, Ridge Spring, SC 29129 Property Records

Edgefield County property record for 495 Old Plank Rd, Ridge Spring, SC 29129

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 2 ba · 1,192 sqft · built 1960
Lot Size	0.68 acres (29,621 sqft)
Owner	Owner Name on Record
Last Sale	$34,490 (Nov 2001)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`197-00-00-014-000`

Property Details

APN / Parcel Number

Primary APN	`197-00-00-014-000`
Alternative APNs	`1970000014` `4348`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Total Area

Exterior

Year Built	Built 1960
Exterior Material	Other
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	4348
Old Parcel Number	1970000014
Street Address	495 OLD PLANK RD
City	RIDGE SPRING
State	SC
Zip	29129-9534
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	R C 1
Legal Description	FARM HOUSE-495 OLD PLANK RD
Legal Subdivision	S ASHELY ABEL
Jurisdiction	EDGEFIELD SC
Township / Civil Division	JOHNSTON
Census Block Group	4
Census Block	4028
Census Tract	970300

Owner

Source: Edgefield County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	722 OLD PLANK RD, RIDGE SPRING, SC 29129-9550

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Unknown AGAMERICA LENDING LLC
Jun 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage AGAMERICA LENDING LLC
Jun 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage AGAMERICA LENDING LLC
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit AGAMERICA LNDG LLC
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit AGAMERICA LNDG LLC
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit AGAMERICA LNDG LLC
Mar 1, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2001 · Amount on Record
Deed Sale	Nov 2, 2001 · Amount on Record
Deed Document Number	0000075161
Deed Book / Page	751 / 61
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	495 OLD PLANK RD, RIDGE SPRING, SC 29129-9534
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/0007
Date	Feb 9, 2023
Book Page	2025/7
Instrument	2023-0453

Lender

Name	AGAMERICA LENDING LLC
Type	Mortgage Company
Address	LAKELAND, FL 33811

Agreement

Type	Unknown
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	495 OLD PLANK RD, RIDGE SPRING, SC 29129-9534
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1895/0086
Date	Jun 25, 2021
Book Page	1895/86
Instrument	202100002771

Lender

Name	AGAMERICA LENDING LLC
Type	Mortgage Company
Address	LAKELAND, FL 33811

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	495 OLD PLANK RD, RIDGE SPRING, SC 29129-9534
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1895/0014
Date	Jun 25, 2021
Book Page	1895/14
Instrument	202100002769

Lender

Name	AGAMERICA LENDING LLC
Type	Mortgage Company
Address	LAKELAND, FL 33811

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Dec 1, 2040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	495 OLD PLANK RD, RIDGE SPRING, SC 29129-9534
Document Number	1792/0017
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 R W DUBOSE RD RIDGE SPRING SC 291299552, RIDGE SPRING, SC 29129-9552

Mortgage

Document Number	1792/0017
Date	Mar 23, 2020
Book Page	001792/000017
Instrument	1035

Lender

Name	AGAMERICA LNDG LLC
Address	4030 S PIPKIN RD # 100, LAKELAND, FL 33811-1698

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	495 OLD PLANK RD, RIDGE SPRING, SC 29129-9534
Document Number	1792/0053
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 R W DUBOSE RD RIDGE SPRING SC 291299552, RIDGE SPRING, SC 29129-9552

Mortgage

Document Number	1792/0053
Date	Mar 23, 2020
Book Page	001792/000053
Instrument	1036

Lender

Name	AGAMERICA LNDG LLC
Address	4030 S PIPKIN RD # 100, LAKELAND, FL 33811-1698

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	495 OLD PLANK RD, RIDGE SPRING, SC 29129-9534
Document Number	1775/0079
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 R W DUBOSE RD RIDGE SPRING SC 291299552, RIDGE SPRING, SC 29129-9552

Mortgage

Document Number	1775/0079
Date	Dec 20, 2019
Book Page	001775/000079
Instrument	4585

Lender

Name	AGAMERICA LNDG LLC
Address	4030 S PIPKIN RD # 100, LAKELAND, FL 33811-1698

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EDGEFIELD SC
Recording Date	Mar 1, 2017
Property Address	495 OLD PLANK RD, RIDGE SPRING, SC 29129-9534
Book / Page	00161 / 000192
Instrument Date	Feb 28, 2017
Instrument	762
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1617/0192
Date	Mar 1, 2017
Book Page	001617/000192
Instrument	762

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST # 18TH, CHARLOTTE, NC 28202-6000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Edgefield County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Edgefield County
Unified School District	Edgefield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$59,580 (-4.73%) Building $59,580
2025	$1,432.00 (+59.82%)	$2,390 (-) Land $10 Building $2,380	$62,535 (-) Land $2,955 Building $59,580
2024	$896.00 (-1.65%)
2023	$911.00	$2,390 Land $10 Building $2,380	$62,535 Land $2,955 Building $59,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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