495 Obney Ave, Monaca, PA 15061 Property Records

Beaver County property record for 495 Obney Ave, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,838 sqft · built 1959
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$196,500 (Sep 2020)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-003-2107.000`

Property Details

APN / Parcel Number

Primary APN	`37-003-2107.000`
Alternative APN	`37-003-2107.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,206 sqft
1st Floor Area	1,838 sqft
Basement Area	368 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Tri-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Parking Spaces	2 Parking Spaces
Patio Area	32 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	37-003-2107.000
Street Address	495 OBNEY AVE
City	MONACA
State	PA
Zip	15061-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 99 100 101 HS OB
Legal Subdivision	PLANVIEW PLAN OF LOTS
Legal Lot Number	99
Jurisdiction	BEAVER PA
Township / Civil Division	MONACA
Census Block Group	2
Census Block	2001
Census Tract	603300

Owner

495 Obney Ave is owned and occupied by an individual who bought it in September 2020.

Source: Beaver County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	495 OBNEY AVE, MONACA, PA 15061-1642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Sep 25, 2020	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Deed Document Number	20203619681
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Recording Date	Jul 14, 2026
Property Address	495 OBNEY AVE, MONACA, PA 15061-1642
Document Number	0003734429
Instrument Date	Jul 9, 2026
Instrument	20263734429
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 OBNEY AVE, MONACA, PA 15061-1642

Mortgage

Document Number	0003734429,
Date	Jul 14, 2026
Instrument	20263734429

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 9, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAVER PA
Recording Date	Sep 25, 2020
Property Address	495 OBNEY AVE, MONACA, PA 15061-1642
Document Number	0003619681
Map Reference	VOL 5 PG 105
Instrument Date	Sep 17, 2020
Instrument	3619681
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	KEYMAX SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 OBNERY AVENUE, MONACA, PA 15061-1642

Mortgage

Document Number	0003619682
Date	Sep 25, 2020
Instrument	3619682

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 495 Obney Ave was $1,008.

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
Municipality	Monaca Borough
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,750 Land $19,200 Building $77,550	$193,500 Land $38,400 Building $155,100
2025	$1,008.00
2023	$3,874.00	$31,650 Land $4,200 Building $27,450
1982			$63,300 Land $8,400 Building $54,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 495 Obney Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1996)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Jun 1996 · Flooding, Severe Storms
Claims by Event	Flooding, Severe Storms, Jun 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Obney Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONACA BORO WATER DEPT serves 6,500 people · EPA ID PA5040039
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2021
Treatment and Procedure	Coliform assessment Aug 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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