495 North St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 495 North St, Windsor Locks, CT 06096

Property Summary

Property Type	Warehouse, Storage
Details	45,846 sqft · built 1973
Lot Size	3.44 acres (149,846 sqft)
Owner	2 Company Names on Record
Last Sale	$1,494,000 (Sep 2013)
Tax Bill	$44,406 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINL M:17 B:38 L:38`

Property Details

APN / Parcel Number

Primary APN	`WINL M:17 B:38 L:38`
Alternative APNs	`00300600` `300600`

Interior

Units	3 Units
Stories	1 Story
Building Area	45,846 sqft Total Area
1st Floor Area	44,826 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	149,846 sqft (3.44 acres)
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Account Number	300600
Street Address	495 NORTH ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1140
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	IND3
Legal Block	38
Legal Lot Number	38
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2008
Census Tract	476200

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1024, EAST WINDSOR, CT 06088-1024
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit M & T BANK NA
Jan 23, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Prior Sale	Dec 31, 2002 · Amount on Record
Deed Book / Page	433 / 30
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Aug 21, 2026
Property Address	495 NORTH ST, WINDSOR LOCKS, CT 06096-1140
Document Number	0056000025
Book / Page	558 / 1077
Instrument Date	Aug 20, 2026
Instrument	202656000025
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056000025,
Date	Aug 21, 2026
Book Page	558/1077
Instrument	202656000025

Lender

Name	M & T BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	495 NORTH ST, WINDSOR LOCKS, CT 06096-1140
Transaction Type	Mortgage
Record Updated	Feb 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000542-854
Date	Jan 23, 2025
Book Page	542/854
Instrument	2082740025

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	495 NORTH ST, WINDSOR LOCKS, CT 06096-1140
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000504-866
Date	Apr 8, 2021
Book Page	504/866
Instrument	925900037

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	495 NORTH ST, WINDSOR LOCKS, CT 06096-1140
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	504-866
Date	Apr 8, 2021
Book Page	504/866
Instrument	925900037

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,851,010 (+44.94%) Land $277,200 Building $1,573,810	$1,295,707 Land $194,040 Building $1,101,667
2024	$44,406.00 (+23.57%)	$1,277,080 (-) Land $529,760 Building $747,320
2023	$35,937.00 (+8.94%)	$1,277,080 (-) Land $529,760 Building $747,320
2022	$32,987.00	$1,277,080 Land $529,760 Building $747,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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