495 Neptune, Sargent (Bay City), TX 77414 Property Records

Matagorda County property record for 495 Neptune, Sargent, TX 77414

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1986
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,626 (2026)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone VE (high risk)
APN	`2069-0090-012300`

Property Details

APN / Parcel Number

Primary APN	`2069-0090-012300`
Alternative APN	`33559`

Interior

Full Baths	1 Bath
Building Area	1,000 sqft Living Area
Gross Area	1,579 sqft
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2069-0090-012300
Street Address	495 NEPTUNE
City	BAY CITY
State	TX
Zip	77414-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNEY CANEY CREEK SEC 9, LOT 123
Legal Subdivision	DOWNEY CANEY CREE SUBDIVISION
Legal Lot Number	123
Jurisdiction	MATAGORDA TX
Township / Civil Division	MATAGORDA-SARGENT
Census Block Group	1
Census Block	1057
Census Tract	730503

Owner

495 Neptune is owned and occupied by two individuals who acquired it in February 2023.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 NEPTUNE, BAY CITY, TX 77414-2407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 15, 2023
Transfer Doc	2023000814
Record Updated	Oct 29, 2026

February 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MATAGORDA TX
Recording Date	Feb 15, 2023
Property Address	495 NEPTUNE, SARGENT, TX 77414-2407
Document Number	2023000814
Map Reference	VOL 5 PG 11&12
Instrument Date	Feb 15, 2023
Instrument	2023-000814
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 FOREST OAKS LN, LAKE JACKSON, TX 77566-5923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 NEPTUNE, SARGENT, TX 77414-2407

Tax Assessment & Valuation

The 2026 property tax bill for 495 Neptune was $4,626 with a homeowner's exemption, up 81.3% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Matagorda County
Unified School District	Van Vleck Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,626.00 (+81.34%) Homeowner's exemption	$239,870 (-5.02%) Land $85,000 Building $154,870	$239,870 (-5.02%) Land $85,000 Building $154,870
2025	$2,551.00 Homeowner's exemption	$252,550 Land $85,000 Building $167,550	$252,550 Land $85,000 Building $167,550
2023		$223,000 Land $47,000 Building $176,000	$223,000 Land $47,000 Building $176,000
2022	$2,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Neptune in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	74 (2003–2024)
Claims Outside the SFHA	2 of 74
Most Recent Claim	Oct 2024 · rainfall accumulation
Claims by Event	Hurricane Beryl, Jul 2024 · 54 claims Hurricane Harvey, Aug 2017 · 6 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Neptune is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANEY CREEK MUD OF MATAGORDA COUNTY serves 2,764 people · EPA ID TX1610087
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MyJEC.net Fiber	1,000 / 100
Starlink Satellite	280 / 30